Typical car insurance quotes
Proton Exora insurance for a 65-year-old with a 50% NCD
Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Proton Exora 1.6, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Proton Exora driven by a 65-year-old with a 50% NCD is S$622.34 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$1,917.95 at QBE.
- 13 insurers quote this driver online; 1 do not.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$622.34).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$622.34 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$905.30 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$931.36 | S$600.00 |
| SinglifeMotor Lite | S$974.47 | S$3,000.00 |
| MS First CapitalComprehensive | S$983.86 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,037.29 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,043.81 | S$2,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,062.64 | S$600.00 |
| ECICSComprehensive | S$1,070.18 | S$750.00 |
| ERGOSMART Comprehensive | S$1,092.28 | S$500.00 |
| UOIUniCar Comprehensive Value | S$1,232.13 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,723.40 | S$2,500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,917.95 | S$3,000.00 |
No online price for this driver: HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$691.49 | +S$69.15 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$490.50 | −S$131.84 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$684.56 | +S$62.22 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is about the same as what a 40-year-old with the same 50% NCD pays (S$622.34).
- The car matters too: insurers group models by value, repair costs and claims; the Proton Exora has a 1,597cc engine.
- 1 insurer does not quote this driver online on this car: HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Proton Exora
- Priced as a Proton Exora 1.6 (1,597cc), registered 3 years ago.
- With a 1,597cc engine, the Proton Exora 1.6 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$741.14 a year for a 1,597cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old with a 50% NCD, the Proton Exora is the 85th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 85th cheapest, 7% less than the middle price of S$666.79.
- Proton Exora review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Honda Freed | S$642.42 | India International |
| Hyundai Kona | S$721.59 | India International |
| BMW X1 | S$811.71 | India International |
| Mercedes-Benz C-Class | S$811.71 | India International |
| Honda Vezel | S$863.74 | Allianz |
| Mazda 3 | S$1,013.36 | MS First Capital |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Proton Exora for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Proton Exora insurance for a 65-year-old with a 50% NCD?
From S$622.34 a year today at India International, up to S$1,917.95 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Proton Exora 1.6, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$622.34 a 40-year-old with a 50% NCD and no claims pays for the same Proton Exora.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 65-year-old with a 50% NCD for a Proton Exora online?
HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.