Typical car insurance quotes
Opel Astra-H insurance for a 30-year-old with a 20% NCD
Every insurer's price today for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Opel Astra-H 1.6 (A), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Opel Astra-H driven by a 30-year-old with a 20% NCD is S$1,740.63 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 11 insurers quote this driver online, up to S$2,924.80 at QBE.
- 11 insurers quote this driver online; 3 do not.
- That is 2.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$830.23).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,740.63 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,969.83 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,003.88 | S$2,500.00 |
| ECICSComprehensive | S$2,110.77 | S$750.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,135.74 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$2,309.13 | S$1,200.00 |
| LibertyComprehensive Preferred Plan | S$2,444.84 | S$600.00 |
| ERGOSMART Comprehensive | S$2,573.82 | S$500.00 |
| UOIUniCar Comprehensive Value | S$2,590.95 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$2,796.67 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,924.80 | S$3,000.00 |
No online price for this driver: India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,088.78 | +S$348.15 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,258.29 | −S$482.34 |
| Next year, with a 30% NCDAfter a year with no claim, at today's prices. | S$1,557.24 | −S$183.39 |
Why this driver pays this
- The no-claim discount comes off the premium: 20% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.1 times what a 40-year-old with a 50% NCD pays (S$830.23).
- The car matters too: insurers group models by value, repair costs and claims; the Opel Astra-H has a 1,598cc engine.
- 3 insurers do not quote this driver online on this car: India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The Opel Astra-H
- Priced as a Opel Astra-H 1.6 (A) (1,598cc), registered 3 years ago.
- With a 1,598cc engine, the Opel Astra-H 1.6 (A) needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old with a 20% NCD, the Opel Astra-H is the 371st cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 278th cheapest, 31% more than the middle price of S$1,327.10.
- Opel Astra-H review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$1,179.41 | India International |
| Toyota Corolla Altis | S$1,251.21 | India International |
| Honda Freed | S$1,251.21 | India International |
| Hyundai Kona | S$1,408.12 | India International |
| BMW X1 | S$1,567.08 | ECICS |
| Honda Vezel | S$1,567.08 | ECICS |
| Mercedes-Benz C-Class | S$1,616.59 | ECICS |
| Mazda 3 | S$1,682.57 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Opel Astra-H for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Opel Astra-H insurance for a 30-year-old with a 20% NCD?
From S$1,740.63 a year today at Sompo, up to S$2,924.80 at QBE, across the 11 insurers that quote this driver online. That is for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Opel Astra-H 1.6 (A), private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.1 times the S$830.23 a 40-year-old with a 50% NCD and no claims pays for the same Opel Astra-H.
What would lower the price?
Next year, with a 30% NCD: the lowest price becomes S$1,557.24, S$183.39 less than today's S$1,740.63. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 30-year-old with a 20% NCD for a Opel Astra-H online?
India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.