Typical car insurance quotes
Nissan X-Trail insurance for a 30-year-old new driver
Every insurer's price today for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Nissan X-Trail 2.0, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Nissan X-Trail driven by a 30-year-old new driver is S$2,457.55 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 9 insurers quote this driver online, up to S$5,661.30 at AIG.
- 9 insurers quote this driver online; 5 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,457.55 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$2,498.73 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$2,740.01 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,930.81 | S$2,500.00 |
| SinglifeMotor Lite | S$3,019.21 | S$3,000.00 |
| MS First CapitalComprehensive | S$3,631.92 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$4,179.01 | S$600.00 |
| UOIUniCar Comprehensive Value | S$4,424.52 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$5,661.30 | S$600.00 |
No online price for this driver: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,730.60 | +S$273.05 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,806.33 | −S$651.22 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$1,972.79 | −S$484.76 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off.
- The car matters too: insurers group models by value, repair costs and claims; the Nissan X-Trail has a 1,997cc engine.
- 5 insurers do not quote this driver online on this car: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Nissan X-Trail
- Priced as a Nissan X-Trail 2.0 (1,997cc), registered 3 years ago.
- With a 1,997cc engine, above 1,600cc, the Nissan X-Trail 2.0 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,208.58 a year for a 1,997cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old new driver, the Nissan X-Trail is the 358th cheapest of 588 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 77th cheapest, 1% less than the middle price of S$2,493.58.
- Nissan X-Trail review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz E-Class | S$2,184.26 | Sompo |
| Toyota Voxy | S$2,310.97 | Sompo |
| Mercedes-Benz GLC | S$2,389.06 | Sompo |
| Lexus NX | S$2,514.80 | Sompo |
| Toyota Harrier | S$2,515.87 | Sompo |
| BMW 3 Series | S$2,613.90 | Sompo |
| Lexus RX | S$2,712.40 | Sompo |
| BMW 5 Series | S$2,875.29 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Nissan X-Trail for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Nissan X-Trail insurance for a 30-year-old new driver?
From S$2,457.55 a year today at India International, up to S$5,661.30 at AIG, across the 9 insurers that quote this driver online. That is for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Nissan X-Trail 2.0, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$1,972.79, S$484.76 less than today's S$2,457.55. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 30-year-old new driver for a Nissan X-Trail online?
ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.