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Nissan Lafesta insurance for a 30-year-old woman with a 50% NCD

Every insurer's price today for a driver aged 30, female, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Nissan Lafesta, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Nissan Lafesta driven by a 30-year-old woman with a 50% NCD is S$836.07 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$1,562.93 at Liberty.

  • 13 insurers quote this driver online; 1 do not.
  • That is 16% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$721.59).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$836.07S$600.00
AllianzAllianz Motor Protect ComprehensiveS$958.29S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$1,000.65S$1,200.00
ECICSComprehensiveS$1,017.94S$750.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,019.93S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,090.62S$2,500.00
ERGOSMART ComprehensiveS$1,111.13S$500.00
MS First CapitalComprehensiveS$1,209.99S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,276.17S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,359.67S$3,000.00
SinglifeMotor LiteS$1,448.84S$3,000.00
UOIUniCar Comprehensive ValueS$1,538.56S$500.00
LibertyComprehensive Preferred PlanS$1,562.93S$600.00

No online price for this driver: AIG (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Nissan Lafesta and driver after one change, against S$836.07.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$928.96+S$92.89
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$651.56−S$184.51
Add an NCD protectorKeeps the 50% NCD after one claim.S$919.68+S$83.61

Why this driver pays this

  • Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$836.07).
  • The car matters too: insurers group models by value, repair costs and claims; the Nissan Lafesta has a 1,997cc engine.
  • 1 insurer does not quote this driver online on this car: AIG (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Nissan Lafesta

  • Priced as a Nissan Lafesta (1,997cc), registered 3 years ago.
  • With a 1,997cc engine, above 1,600cc, the Nissan Lafesta needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,208.58 a year for a 1,997cc engine, before any surcharge for a car over 10 years old.
  • For a 30-year-old woman with a 50% NCD, the Nissan Lafesta is the 205th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 2nd cheapest, 19% less than the middle price of S$1,037.02.
  • Nissan Lafesta review: list price, COE, road tax and insurance.
Similar cars for a 30-year-old woman with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$861.03India International
Toyota VoxyS$919.68India International
Mercedes-Benz E-ClassS$1,037.02India International
BMW 5 SeriesS$1,037.02India International
Mercedes-Benz GLCS$1,131.01Etiqa
Lexus NXS$1,187.70Etiqa
Lexus RXS$1,187.70Etiqa
BMW 3 SeriesS$1,229.00HL Assurance

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Nissan Lafesta for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Nissan Lafesta insurance for a 30-year-old woman with a 50% NCD?

From S$836.07 a year today at India International, up to S$1,562.93 at Liberty, across the 13 insurers that quote this driver online. That is for a driver aged 30, female, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Nissan Lafesta, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 16% more than the S$721.59 a 40-year-old with a 50% NCD and no claims pays for the same Nissan Lafesta.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 30-year-old woman with a 50% NCD for a Nissan Lafesta online?

AIG (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.