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Mitsubishi Pajero insurance for a 40-year-old with a 50% NCD

Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Pajero 3.8, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mitsubishi Pajero driven by a 40-year-old with a 50% NCD is S$1,127.93 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 8 insurers quote this driver online, up to S$1,789.62 at Liberty.

  • 8 insurers quote this driver online; 6 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
SompoComprehensive Cover – Authorised Workshop PlanS$1,127.93S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,221.91S$2,500.00
SinglifeMotor LiteS$1,255.56S$3,000.00
MS First CapitalComprehensiveS$1,283.72S$500.00
AIGAIG Car Insurance Collision OnlyS$1,335.28S$600.00
UOIUniCar Comprehensive ValueS$1,393.79S$500.00
HL AssuranceCar Protect360 ComprehensiveS$1,600.60S$1,200.00
LibertyComprehensive Preferred PlanS$1,789.62S$600.00

No online price for this driver: Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mitsubishi Pajero and driver after one change, against S$1,127.93.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,283.72+S$155.79
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$775.52−S$352.41
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,240.73+S$112.80

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Mitsubishi Pajero has a 3,828cc engine.
  • 6 insurers do not quote this driver online on this car: Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

The Mitsubishi Pajero

  • Priced as a Mitsubishi Pajero 3.8 (3,828cc), registered 3 years ago.
  • With a 3,828cc engine, above 1,600cc, the Mitsubishi Pajero 3.8 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$3,680.10 a year for a 3,828cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old with a 50% NCD, the Mitsubishi Pajero is the 570th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 82nd cheapest, 17% more than the middle price of S$962.49.
  • Mitsubishi Pajero review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Lexus LSS$933.67Sompo
BMW 735iS$1,061.44Sompo
BMW 735LiS$1,061.44Sompo
Mercedes-Benz CLSS$1,071.54Etiqa
Chrysler 300S$1,675.24HL Assurance

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mitsubishi Pajero for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mitsubishi Pajero insurance for a 40-year-old with a 50% NCD?

From S$1,127.93 a year today at Sompo, up to S$1,789.62 at Liberty, across the 8 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Pajero 3.8, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

Which insurers do not quote a 40-year-old with a 50% NCD for a Mitsubishi Pajero online?

Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.