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Mitsubishi Lancer EX insurance for a 30-year-old with a 50% NCD

Every insurer's price today for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Lancer EX 1.6 AT, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mitsubishi Lancer EX driven by a 30-year-old with a 50% NCD is S$836.07 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$2,360.23 at Allianz.

  • 14 insurers quote this driver online.
  • That is 16% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$721.59).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$836.07S$600.00
HL AssuranceCar Protect360 ComprehensiveS$1,128.24S$1,200.00
ECICSComprehensiveS$1,157.23S$750.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,287.34S$2,500.00
MS First CapitalComprehensiveS$1,361.87S$500.00
ERGOSMART ComprehensiveS$1,411.00S$500.00
SinglifeMotor LiteS$1,444.88S$3,000.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,452.54S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,477.55S$600.00
UOIUniCar Comprehensive ValueS$1,533.38S$500.00
LibertyComprehensive Preferred PlanS$1,704.92S$600.00
AIGAIG Car Insurance Collision OnlyS$1,875.25S$600.00
QBEPrivate Motor Prestige ComprehensiveS$2,160.36S$3,000.00
AllianzAllianz Motor Protect ComprehensiveS$2,360.23S$2,000.00

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mitsubishi Lancer EX and driver after one change, against S$836.07.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$928.96+S$92.89
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$651.56−S$184.51
Add an NCD protectorKeeps the 50% NCD after one claim.S$919.68+S$83.61

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Mitsubishi Lancer EX has a 1,590cc engine.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Mitsubishi Lancer EX

  • Priced as a Mitsubishi Lancer EX 1.6 AT (1,590cc), registered 3 years ago.
  • With a 1,590cc engine, the Mitsubishi Lancer EX 1.6 AT needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$737.04 a year for a 1,590cc engine, before any surcharge for a car over 10 years old.
  • For a 30-year-old with a 50% NCD, the Mitsubishi Lancer EX is the 185th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 184th cheapest, 6% more than the middle price of S$787.96.
  • Mitsubishi Lancer EX review: list price, COE, road tax and insurance.
Similar cars for a 30-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$700.28India International
Toyota Corolla AltisS$742.90India International
Honda FreedS$742.90India International
Hyundai KonaS$836.07India International
Mazda 3S$944.23HL Assurance
BMW X1S$977.95India International
Mercedes-Benz C-ClassS$977.95India International
Honda VezelS$979.42ECICS

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mitsubishi Lancer EX for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mitsubishi Lancer EX insurance for a 30-year-old with a 50% NCD?

From S$836.07 a year today at India International, up to S$2,360.23 at Allianz, across the 14 insurers that quote this driver online. That is for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Lancer EX 1.6 AT, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 16% more than the S$721.59 a 40-year-old with a 50% NCD and no claims pays for the same Mitsubishi Lancer EX.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.