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Typical car insurance quotes

Mitsubishi Colt CZC insurance for a 40-year-old who works outdoors

Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Colt CZC 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mitsubishi Colt CZC driven by a 40-year-old who works outdoors is S$787.96 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 12 insurers quote this driver online, up to S$1,788.17 at QBE.

  • 12 insurers quote this driver online; 2 do not.
  • That is 18% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$666.79).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$787.96S$600.00
AllianzAllianz Motor Protect ComprehensiveS$870.23S$2,000.00
SompoComprehensive Cover – Authorised Workshop PlanS$875.11S$600.00
ECICSComprehensiveS$906.53S$750.00
HL AssuranceCar Protect360 ComprehensiveS$915.59S$1,200.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$937.07S$600.00
AIGAIG Car Insurance Collision OnlyS$949.60S$600.00
UOIUniCar Comprehensive ValueS$1,062.13S$500.00
ERGOSMART ComprehensiveS$1,130.89S$500.00
SinglifeMotor LiteS$1,248.92S$3,000.00
LibertyComprehensive Preferred PlanS$1,304.51S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,788.17S$3,000.00

No online price for this driver: Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mitsubishi Colt CZC and driver after one change, against S$787.96.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$875.52+S$87.56
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$614.35−S$173.61
Add an NCD protectorKeeps the 50% NCD after one claim.S$866.76+S$78.80

Why this driver pays this

  • Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 18% more than what the same driver with an office job pays (S$666.79).
  • The car matters too: insurers group models by value, repair costs and claims; the Mitsubishi Colt CZC has a 1,468cc engine.
  • 2 insurers do not quote this driver online on this car: Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Mitsubishi Colt CZC

  • Priced as a Mitsubishi Colt CZC 1.5 Turbo (1,468cc), registered 3 years ago.
  • With a 1,468cc engine, the Mitsubishi Colt CZC 1.5 Turbo needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$665.48 a year for a 1,468cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old who works outdoors, the Mitsubishi Colt CZC is the 235th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 221st cheapest, 7% more than the middle price of S$738.45.
  • Mitsubishi Colt CZC review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old who works outdoors, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Mercedes-Benz GLBS$664.09Allianz
Toyota SientaS$700.28India International
Toyota Corolla AltisS$738.45AIG
Honda FreedS$742.90India International
BMW X1S$797.41ECICS
Mazda 3S$810.49HL Assurance
Mercedes-Benz C-ClassS$822.60ECICS
Hyundai KonaS$836.07India International

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mitsubishi Colt CZC for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mitsubishi Colt CZC insurance for a 40-year-old who works outdoors?

From S$787.96 a year today at India International, up to S$1,788.17 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Mitsubishi Colt CZC 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 18% more than the S$666.79 a 40-year-old with a 50% NCD and no claims pays for the same Mitsubishi Colt CZC.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 40-year-old who works outdoors for a Mitsubishi Colt CZC online?

Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.