Typical car insurance quotes
MG S5 insurance for a 40-year-old with a 50% NCD
Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old MG S5, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a MG S5 driven by a 40-year-old with a 50% NCD is S$1,012.59 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive; 6 insurers quote this driver online, up to S$2,090.13 at Etiqa.
- 6 insurers quote this driver online; 8 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Electric Motor Protect Comprehensive | S$1,012.59 | S$2,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,287.87 | S$600.00 |
| Great EasternGREAT EV Protect Comprehensive (Any Workshop) | S$1,314.63 | S$900.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,366.62 | S$1,200.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,390.72 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,090.13 | S$2,500.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,194.85 | +S$182.26 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,005.33 | −S$7.26 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,146.55 | +S$133.96 |
Why this driver pays this
- The MG S5 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 8 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The MG S5
- Priced as a MG S5 (electric), registered 3 years ago.
- A fully electric MG S5 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a 40-year-old with a 50% NCD, the MG S5 is the 525th cheapest of 590 car models to insure. Among 18 electric cars it is 15th cheapest, 11% more than the middle price of S$912.04.
- MG S5 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| BYD Dolphin | S$787.08 | AIG |
| BYD Atto 3 | S$789.73 | AIG |
| BYD M6 | S$799.24 | AIG |
| Kia EV6 | S$826.24 | Allianz |
| BYD Seal | S$861.20 | AIG |
| Tesla Model 3 | S$869.87 | Allianz |
| Hyundai Ioniq 5 | S$954.21 | Etiqa |
| Tesla Model Y | S$992.89 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The MG S5 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is MG S5 insurance for a 40-year-old with a 50% NCD?
From S$1,012.59 a year today at Allianz, up to S$2,090.13 at Etiqa, across the 6 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old MG S5, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 40-year-old with a 50% NCD for a MG S5 online?
ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.