Mercedes-Benz ML insurance for a 65-year-old after a claim

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz ML driven by a 65-year-old after a claim is S$1,825.35 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 3 insurers quote this driver online, up to S$3,206.15 at ECICS.

• 3 insurers quote this driver online; 11 do not.
• That is 88% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$968.58).

Why this driver pays this

• An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 69% more than what the same driver with no claims and a 50% NCD pays (S$1,080.31).
• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
• The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz ML has a 2,987cc engine.
• 11 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

The Mercedes-Benz ML

• Priced as a Mercedes-Benz ML 300 CDI (2,987cc), registered 3 years ago.
• With a 2,987cc engine, above 1,600cc, the Mercedes-Benz ML 300 CDI needs a Category B COE (S$131,901 in the October 2026, 2nd round).
• Road tax: about S$2,369.86 a year for a 2,987cc engine, before any surcharge for a car over 10 years old.
• For a 65-year-old after a claim, the Mercedes-Benz ML is the 451st cheapest of 588 car models to insure. Among 95 cars above 2,000cc it is 43rd cheapest, about the same as the middle price of S$1,825.35.
• Mercedes-Benz ML review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.