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Mercedes-Benz GLS400 insurance for a 50-year-old with a 50% NCD

Every insurer's price today for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLS400, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz GLS400 driven by a 50-year-old with a 50% NCD is S$1,074.09 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 8 insurers quote this driver online, up to S$2,119.84 at HL Assurance.

  • 8 insurers quote this driver online; 6 do not.
  • That is 1% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,065.42).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
SompoComprehensive Cover – Authorised Workshop PlanS$1,074.09S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,110.47S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,163.11S$2,500.00
AIGAIG Car Insurance Collision OnlyS$1,433.11S$600.00
MS First CapitalComprehensiveS$1,444.83S$500.00
SinglifeMotor LiteS$1,533.52S$3,000.00
UOIUniCar Comprehensive ValueS$1,714.64S$500.00
HL AssuranceCar Protect360 ComprehensiveS$2,119.84S$1,200.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mercedes-Benz GLS400 and driver after one change, against S$1,074.09.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,288.90+S$214.81
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$776.44−S$297.65
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,181.49+S$107.40

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz GLS400 has a 2,996cc engine.
  • 6 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

The Mercedes-Benz GLS400

  • Priced as a Mercedes-Benz GLS400 (2,996cc), registered 3 years ago.
  • With a 2,996cc engine, above 1,600cc, the Mercedes-Benz GLS400 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$2,380.40 a year for a 2,996cc engine, before any surcharge for a car over 10 years old.
  • For a 50-year-old with a 50% NCD, the Mercedes-Benz GLS400 is the 545th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 69th cheapest, 6% more than the middle price of S$1,009.53.
  • Mercedes-Benz GLS400 review: list price, COE, road tax and insurance.
Similar cars for a 50-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
BMW 7 SeriesS$1,061.44Sompo
BMW 730iS$1,061.44Sompo
BMW 730dS$1,150.50HL Assurance
Audi Q7S$1,238.58India International
Audi S5S$1,238.58India International
Audi S5 SPRTbackS$1,238.58India International
Audi S4 SaloonS$1,247.54HL Assurance
Audi SQ5S$1,280.29Allianz

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mercedes-Benz GLS400 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mercedes-Benz GLS400 insurance for a 50-year-old with a 50% NCD?

From S$1,074.09 a year today at Sompo, up to S$2,119.84 at HL Assurance, across the 8 insurers that quote this driver online. That is for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLS400, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 1% more than the S$1,065.42 a 40-year-old with a 50% NCD and no claims pays for the same Mercedes-Benz GLS400.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

Which insurers do not quote a 50-year-old with a 50% NCD for a Mercedes-Benz GLS400 online?

ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.