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Mercedes-Benz GLS insurance for a 40-year-old with a 50% NCD

Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLS 350, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz GLS driven by a 40-year-old with a 50% NCD is S$1,065.42 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 5 insurers quote this driver online, up to S$1,574.67 at HL Assurance.

  • 5 insurers quote this driver online; 9 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AllianzAllianz Motor Protect ComprehensiveS$1,065.42S$2,000.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,074.09S$600.00
AIGAIG Car Insurance Collision OnlyS$1,160.65S$600.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,191.38S$600.00
HL AssuranceCar Protect360 ComprehensiveS$1,574.67S$1,200.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mercedes-Benz GLS and driver after one change, against S$1,065.42.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,257.20+S$191.78
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$776.44−S$288.98
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,181.49+S$116.07

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz GLS has a 2,987cc engine.
  • 9 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

The Mercedes-Benz GLS

  • Priced as a Mercedes-Benz GLS 350 (2,987cc), registered 3 years ago.
  • With a 2,987cc engine, above 1,600cc, the Mercedes-Benz GLS 350 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$2,369.86 a year for a 2,987cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old with a 50% NCD, the Mercedes-Benz GLS is the 550th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 72nd cheapest, 11% more than the middle price of S$962.49.
  • Mercedes-Benz GLS review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
BMW 730iS$1,019.54AIG
BMW 7 SeriesS$1,030.55AIG
BMW 730dS$1,115.28HL Assurance
Audi S4 SaloonS$1,207.46Allianz
Audi S5S$1,207.46Allianz
Audi S5 SPRTbackS$1,207.46Allianz
Audi Q7S$1,209.34HL Assurance
Audi SQ5S$1,210.01MS First Capital

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mercedes-Benz GLS for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mercedes-Benz GLS insurance for a 40-year-old with a 50% NCD?

From S$1,065.42 a year today at Allianz, up to S$1,574.67 at HL Assurance, across the 5 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLS 350, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

Which insurers do not quote a 40-year-old with a 50% NCD for a Mercedes-Benz GLS online?

ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.