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Mercedes-Benz GLC insurance for a 78-year-old with a 50% NCD

Every insurer's price today for a driver aged 78, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLC 200, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz GLC driven by a 78-year-old with a 50% NCD is S$1,190.99 a year (GST included) at Singlife, Motor Lite; 4 insurers quote this driver online, up to S$1,980.95 at ERGO.

  • 4 insurers quote this driver online; 10 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
SinglifeMotor LiteS$1,190.99S$3,000.00
AIGAIG Car Insurance Collision OnlyS$1,465.40S$600.00
MS First CapitalComprehensiveS$1,495.56S$500.00
ERGOSMART ComprehensiveS$1,980.95S$500.00

No online price for this driver: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Mercedes-Benz GLC and driver after one change, against S$1,190.99.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,368.95+S$177.96
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,080.43−S$110.56
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,322.01+S$131.02

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz GLC has a 1,991cc engine.
  • 10 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

The Mercedes-Benz GLC

  • Priced as a Mercedes-Benz GLC 200 (1,991cc), registered 3 years ago.
  • With a 1,991cc engine, above 1,600cc, the Mercedes-Benz GLC 200 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,201.54 a year for a 1,991cc engine, before any surcharge for a car over 10 years old.
  • For a 78-year-old with a 50% NCD, the Mercedes-Benz GLC is the 263rd cheapest of 578 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 35th cheapest, 10% less than the middle price of S$1,328.80.
  • Mercedes-Benz GLC review: list price, COE, road tax and insurance.
Similar cars for a 78-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Mazda CX-5S$1,121.38Singlife
Toyota VoxyS$1,180.62MS First Capital
BMW X3S$1,199.85AIG
Toyota HarrierS$1,261.59Singlife
BMW 5 SeriesS$1,292.86Singlife
BMW 3 SeriesS$1,292.86Singlife
Lexus NXS$1,328.48Singlife
Lexus RXS$1,328.48Singlife

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Mercedes-Benz GLC for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mercedes-Benz GLC insurance for a 78-year-old with a 50% NCD?

From S$1,190.99 a year today at Singlife, up to S$1,980.95 at ERGO, across the 4 insurers that quote this driver online. That is for a driver aged 78, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz GLC 200, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

Which insurers do not quote a 78-year-old with a 50% NCD for a Mercedes-Benz GLC online?

Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.