Typical car insurance quotes
Mercedes-Benz E-Class insurance for a 45-year-old with a 50% NCD
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz E 200 2.0 (1991 cc), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz E-Class driven by a 45-year-old with a 50% NCD is S$856.72 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 12 insurers quote this driver online, up to S$1,321.85 at ERGO.
- 12 insurers quote this driver online; 2 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$856.72 | S$2,500.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$861.03 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$886.98 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$919.86 | S$2,000.00 |
| HL AssuranceCar Protect360 Comprehensive | S$933.43 | S$1,200.00 |
| AIGAIG Car Insurance Collision Only | S$989.32 | S$600.00 |
| ECICSComprehensive | S$1,071.32 | S$750.00 |
| SinglifeMotor Lite | S$1,095.93 | S$3,000.00 |
| MS First CapitalComprehensive | S$1,140.55 | S$500.00 |
| UOIUniCar Comprehensive Value | S$1,213.45 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,233.57 | S$600.00 |
| ERGOSMART Comprehensive | S$1,321.85 | S$500.00 |
No online price for this driver: Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$956.70 | +S$99.98 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$641.19 | −S$215.53 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$947.14 | +S$90.42 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz E-Class has a 1,991cc engine.
- 2 insurers do not quote this driver online on this car: Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
The Mercedes-Benz E-Class
- Priced as a Mercedes-Benz E 200 2.0 (1991 cc) (1,991cc), registered 3 years ago.
- With a 1,991cc engine, above 1,600cc, the Mercedes-Benz E 200 2.0 (1991 cc) needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,201.54 a year for a 1,991cc engine, before any surcharge for a car over 10 years old.
- For a 45-year-old with a 50% NCD, the Mercedes-Benz E-Class is the 424th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 81st cheapest, about the same as the middle price of S$858.82.
- Mercedes-Benz E-Class review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mazda CX-5 | S$721.59 | India International |
| Toyota Harrier | S$742.90 | India International |
| Toyota Voxy | S$763.41 | HL Assurance |
| BMW X3 | S$824.73 | AIG |
| BMW 5 Series | S$861.03 | India International |
| Lexus NX | S$939.85 | Etiqa |
| Lexus RX | S$939.85 | Etiqa |
| BMW 3 Series | S$972.72 | AIG |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Mercedes-Benz E-Class for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Mercedes-Benz E-Class insurance for a 45-year-old with a 50% NCD?
From S$856.72 a year today at Etiqa, up to S$1,321.85 at ERGO, across the 12 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz E 200 2.0 (1991 cc), private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a 45-year-old with a 50% NCD for a Mercedes-Benz E-Class online?
Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.