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Mazda 8 insurance for a 72-year-old with a 50% NCD

Every insurer's price today for a driver aged 72, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mazda 8 2.3, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mazda 8 driven by a 72-year-old with a 50% NCD is S$817.19 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 8 insurers quote this driver online, up to S$1,727.38 at AIG.

  • 8 insurers quote this driver online; 6 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$817.19S$600.00
AllianzAllianz Motor Protect ComprehensiveS$951.67S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,160.50S$2,500.00
SinglifeMotor LiteS$1,169.69S$3,000.00
MS First CapitalComprehensiveS$1,370.94S$500.00
ERGOSMART ComprehensiveS$1,567.37S$500.00
LibertyComprehensive Preferred PlanS$1,624.34S$600.00
AIGAIG Car Insurance Collision OnlyS$1,727.38S$600.00

No online price for this driver: ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Mazda 8 and driver after one change, against S$817.19.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$907.99+S$90.80
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$637.08−S$180.11
Add an NCD protectorKeeps the 50% NCD after one claim.S$898.91+S$81.72

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The car matters too: insurers group models by value, repair costs and claims; the Mazda 8 has a 2,261cc engine.
  • 6 insurers do not quote this driver online on this car: ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Mazda 8

  • Priced as a Mazda 8 2.3 (2,261cc), registered 3 years ago.
  • With a 2,261cc engine, above 1,600cc, the Mazda 8 2.3 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,518.26 a year for a 2,261cc engine, before any surcharge for a car over 10 years old.
  • For a 72-year-old with a 50% NCD, the Mazda 8 is the 231st cheapest of 584 car models to insure. Among 93 cars above 2,000cc it is 1st cheapest, 27% less than the middle price of S$1,119.70.
  • Mazda 8 review: list price, COE, road tax and insurance.
Similar cars for a 72-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$817.19India International
Toyota AlphardS$841.31India International
Toyota VellfireS$841.31India International
Toyota CamryS$925.43India International
Mercedes-Benz E-ClassS$947.14India International
BMW 5 SeriesS$947.14India International
Lexus NXS$1,123.35Etiqa
Lexus RXS$1,123.35Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Mazda 8 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mazda 8 insurance for a 72-year-old with a 50% NCD?

From S$817.19 a year today at India International, up to S$1,727.38 at AIG, across the 8 insurers that quote this driver online. That is for a driver aged 72, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mazda 8 2.3, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 72-year-old with a 50% NCD for a Mazda 8 online?

ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.