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Mazda 8 insurance for a 35-year-old with a 30% NCD

Every insurer's price today for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Mazda 8 2.3, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Mazda 8 driven by a 35-year-old with a 30% NCD is S$1,040.07 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$2,369.44 at ERGO.

  • 14 insurers quote this driver online.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$1,040.07S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,262.01S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,335.79S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,489.37S$2,500.00
SinglifeMotor LiteS$1,493.98S$3,000.00
LibertyComprehensive Preferred PlanS$1,618.88S$600.00
HL AssuranceCar Protect360 ComprehensiveS$1,639.21S$1,200.00
MS First CapitalComprehensiveS$1,744.85S$500.00
AIGAIG Car Insurance Collision OnlyS$2,033.58S$600.00
ECICSComprehensiveS$2,072.58S$750.00
QBEPrivate Motor Prestige ComprehensiveS$2,115.04S$3,000.00
UOIUniCar Comprehensive ValueS$2,154.12S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$2,214.56S$600.00
ERGOSMART ComprehensiveS$2,369.44S$500.00

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Mazda 8 and driver after one change, against S$1,040.07.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,155.63+S$115.56
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$810.83−S$229.24
Add an NCD protectorKeeps the 30% NCD after one claim.S$1,144.07+S$104.00
Next year, with a 40% NCDAfter a year with no claim, at today's prices.S$891.49−S$148.58

Why this driver pays this

  • The no-claim discount comes off the premium: 30% now, rising a step each year without a claim to 50% after five years.
  • The car matters too: insurers group models by value, repair costs and claims; the Mazda 8 has a 2,261cc engine.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Mazda 8

  • Priced as a Mazda 8 2.3 (2,261cc), registered 3 years ago.
  • With a 2,261cc engine, above 1,600cc, the Mazda 8 2.3 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,518.26 a year for a 2,261cc engine, before any surcharge for a car over 10 years old.
  • For a 35-year-old with a 30% NCD, the Mazda 8 is the 220th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 1st cheapest, 29% less than the middle price of S$1,462.25.
  • Mazda 8 review: list price, COE, road tax and insurance.
Similar cars for a 35-year-old with a 30% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$1,040.07India International
Toyota AlphardS$1,070.75India International
Toyota VellfireS$1,070.75India International
Toyota CamryS$1,177.83India International
Mercedes-Benz E-ClassS$1,205.45India International
BMW 5 SeriesS$1,205.45India International
Lexus NXS$1,441.98Sompo
Lexus RXS$1,477.05Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Mazda 8 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Mazda 8 insurance for a 35-year-old with a 30% NCD?

From S$1,040.07 a year today at India International, up to S$2,369.44 at ERGO, across the 14 insurers that quote this driver online. That is for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Mazda 8 2.3, private use, comprehensive cover, repairs at an authorised workshop.

What would lower the price?

Next year, with a 40% NCD: the lowest price becomes S$891.49, S$148.58 less than today's S$1,040.07. After a year with no claim, at today's prices.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.