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Hyundai Getz insurance for a 40-year-old who works outdoors

Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Hyundai Getz 1.1, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Hyundai Getz driven by a 40-year-old who works outdoors is S$622.34 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 12 insurers quote this driver online, up to S$1,127.06 at Liberty.

  • 12 insurers quote this driver online; 2 do not.
  • That is 14% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$545.00).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$622.34S$600.00
ERGOSMART ComprehensiveS$710.64S$500.00
ECICSComprehensiveS$763.00S$750.00
HL AssuranceCar Protect360 ComprehensiveS$763.15S$1,200.00
MS First CapitalComprehensiveS$823.95S$500.00
SompoComprehensive Cover – Authorised Workshop PlanS$832.51S$600.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$844.28S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$844.95S$2,500.00
AIGAIG Car Insurance Collision OnlyS$885.08S$600.00
UOIUniCar Comprehensive ValueS$962.35S$500.00
SinglifeMotor LiteS$978.20S$3,000.00
LibertyComprehensive Preferred PlanS$1,127.06S$600.00

No online price for this driver: Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Hyundai Getz and driver after one change, against S$622.34.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$691.49+S$69.15
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$490.50−S$131.84
Add an NCD protectorKeeps the 50% NCD after one claim.S$684.56+S$62.22

Why this driver pays this

  • Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 14% more than what the same driver with an office job pays (S$545.00).
  • The car matters too: insurers group models by value, repair costs and claims; the Hyundai Getz has a 1,086cc engine.
  • 2 insurers do not quote this driver online on this car: Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Hyundai Getz

  • Priced as a Hyundai Getz 1.1 (1,086cc), registered 3 years ago.
  • With a 1,086cc engine, the Hyundai Getz 1.1 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$441.44 a year for a 1,086cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old who works outdoors, the Hyundai Getz is the 21st cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 21st cheapest, 16% less than the middle price of S$738.45.
  • Hyundai Getz review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old who works outdoors, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Nissan Kicks e-PowerS$619.55Allianz
Chery QQS$622.34India International
Toyota C-HRS$642.42India International
Chevrolet AveoS$693.79HL Assurance
Mitsubishi AttrageS$721.59India International
Audi A1S$764.82India International
Audi Q2S$764.82India International
Chery A1S$774.43Sompo

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Hyundai Getz for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Hyundai Getz insurance for a 40-year-old who works outdoors?

From S$622.34 a year today at India International, up to S$1,127.06 at Liberty, across the 12 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Hyundai Getz 1.1, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 14% more than the S$545.00 a 40-year-old with a 50% NCD and no claims pays for the same Hyundai Getz.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 40-year-old who works outdoors for a Hyundai Getz online?

Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.