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Honda CR-V insurance for a 35-year-old with a 30% NCD

Every insurer's price today for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Honda CR-V 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda CR-V driven by a 35-year-old with a 30% NCD is S$899.39 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$2,453.44 at QBE.

  • 13 insurers quote this driver online; 1 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$899.39S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,246.66S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$1,273.24S$1,200.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,311.44S$600.00
UOIUniCar Comprehensive ValueS$1,347.56S$500.00
MS First CapitalComprehensiveS$1,377.40S$500.00
AIGAIG Car Insurance Collision OnlyS$1,430.68S$600.00
LibertyComprehensive Preferred PlanS$1,464.22S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,489.68S$2,500.00
ERGOSMART ComprehensiveS$1,541.48S$500.00
SinglifeMotor LiteS$1,543.45S$3,000.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,691.68S$600.00
QBEPrivate Motor Prestige ComprehensiveS$2,453.44S$3,000.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Honda CR-V and driver after one change, against S$899.39.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$999.33+S$99.94
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$682.95−S$216.44
Add an NCD protectorKeeps the 30% NCD after one claim.S$989.34+S$89.95
Next year, with a 40% NCDAfter a year with no claim, at today's prices.S$770.91−S$128.48

Why this driver pays this

  • The no-claim discount comes off the premium: 30% now, rising a step each year without a claim to 50% after five years.
  • The car matters too: insurers group models by value, repair costs and claims; the Honda CR-V has a 1,498cc engine.
  • 1 insurer does not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Honda CR-V

  • Priced as a Honda CR-V 1.5 Turbo (1,498cc), registered 3 years ago.
  • With a 1,498cc engine, the Honda CR-V 1.5 Turbo needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$683.08 a year for a 1,498cc engine, before any surcharge for a car over 10 years old.
  • For a 35-year-old with a 30% NCD, the Honda CR-V is the 108th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 108th cheapest, 4% less than the middle price of S$933.50.
  • Honda CR-V review: list price, COE, road tax and insurance.
Similar cars for a 35-year-old with a 30% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$845.70India International
Toyota Corolla AltisS$899.39India International
Hyundai KonaS$1,010.22India International
Mercedes-Benz GLBS$1,026.30Allianz
BMW X1S$1,136.39India International
Mercedes-Benz C-ClassS$1,136.39India International
Mazda 3S$1,195.60HL Assurance
BMW X2S$1,225.59ECICS

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Honda CR-V for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Honda CR-V insurance for a 35-year-old with a 30% NCD?

From S$899.39 a year today at India International, up to S$2,453.44 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Honda CR-V 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

What would lower the price?

Next year, with a 40% NCD: the lowest price becomes S$770.91, S$128.48 less than today's S$899.39. After a year with no claim, at today's prices.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 35-year-old with a 30% NCD for a Honda CR-V online?

ECICS (ECICS does not list this model on its online quote).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.