Typical car insurance quotes
Ford Galaxy insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Ford Galaxy 2.0, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Ford Galaxy driven by a 40-year-old woman with a 50% NCD is S$742.90 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$2,033.32 at QBE.
- 13 insurers quote this driver online; 1 do not.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$742.90).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$742.90 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$803.00 | S$1,200.00 |
| AllianzAllianz Motor Protect Comprehensive | S$847.91 | S$2,000.00 |
| MS First CapitalComprehensive | S$983.85 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,026.32 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,059.60 | S$600.00 |
| SinglifeMotor Lite | S$1,080.99 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,091.28 | S$600.00 |
| ERGOSMART Comprehensive | S$1,104.32 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,333.14 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,382.16 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,946.94 | S$2,500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,033.32 | S$3,000.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$825.45 | +S$82.55 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$579.16 | −S$163.74 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$817.19 | +S$74.29 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$742.90).
- The car matters too: insurers group models by value, repair costs and claims; the Ford Galaxy has a 1,999cc engine.
- 1 insurer does not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Ford Galaxy
- Priced as a Ford Galaxy 2.0 (1,999cc), registered 3 years ago.
- With a 1,999cc engine, above 1,600cc, the Ford Galaxy 2.0 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,210.92 a year for a 1,999cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the Ford Galaxy is the 315th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 40th cheapest, 9% less than the middle price of S$816.60.
- Ford Galaxy review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Voxy | S$725.24 | HL Assurance |
| Toyota Harrier | S$742.90 | India International |
| Mercedes-Benz E-Class | S$836.11 | Allianz |
| BMW 5 Series | S$861.03 | India International |
| Mercedes-Benz GLC | S$886.76 | HL Assurance |
| BMW 3 Series | S$950.38 | HL Assurance |
| Lexus RX | S$971.21 | HL Assurance |
| Lexus NX | S$999.17 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Ford Galaxy for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Ford Galaxy insurance for a 40-year-old woman with a 50% NCD?
From S$742.90 a year today at India International, up to S$2,033.32 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Ford Galaxy 2.0, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$742.90 a 40-year-old with a 50% NCD and no claims pays for the same Ford Galaxy.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 40-year-old woman with a 50% NCD for a Ford Galaxy online?
ECICS (ECICS does not list this model on its online quote).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.