Typical car insurance quotes
Daihatsu Sirion insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Daihatsu Sirion 1.3, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Daihatsu Sirion driven by a 40-year-old woman with a 50% NCD is S$479.82 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 12 insurers quote this driver online, up to S$1,543.01 at QBE.
- 12 insurers quote this driver online; 2 do not.
- That is 5% less than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$505.07).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | S$479.82 | S$1,200.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$569.36 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$652.14 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$773.49 | S$2,500.00 |
| MS First CapitalComprehensive | S$776.66 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$806.22 | S$600.00 |
| UOIUniCar Comprehensive Value | S$809.75 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$844.28 | S$600.00 |
| ERGOSMART Comprehensive | S$892.13 | S$500.00 |
| SinglifeMotor Lite | S$904.59 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$955.36 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,543.01 | S$3,000.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$564.49 | +S$84.67 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$473.10 | −S$6.72 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$527.80 | +S$47.98 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is 5% less than what the same driver as a man pays (S$505.07).
- The car matters too: insurers group models by value, repair costs and claims; the Daihatsu Sirion has a 1,298cc engine.
- 2 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
The Daihatsu Sirion
- Priced as a Daihatsu Sirion 1.3 (1,298cc), registered 3 years ago.
- With a 1,298cc engine, the Daihatsu Sirion 1.3 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$565.78 a year for a 1,298cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the Daihatsu Sirion is the 1st cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 1st cheapest, 25% less than the middle price of S$642.42.
- Daihatsu Sirion review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota C-HR | S$552.91 | India International |
| Nissan Kicks e-Power | S$559.78 | Allianz |
| Nissan Qashqai | S$590.12 | India International |
| Mercedes-Benz GLB | S$600.03 | Allianz |
| Mercedes-Benz GLA | S$600.03 | Allianz |
| Toyota Yaris Cross | S$604.07 | India International |
| Honda Jazz / Fit | S$622.34 | India International |
| Mercedes-Benz A-Class | S$720.89 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Daihatsu Sirion for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Daihatsu Sirion insurance for a 40-year-old woman with a 50% NCD?
From S$479.82 a year today at HL Assurance, up to S$1,543.01 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Daihatsu Sirion 1.3, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 5% less than the S$505.07 a 40-year-old with a 50% NCD and no claims pays for the same Daihatsu Sirion.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a 40-year-old woman with a 50% NCD for a Daihatsu Sirion online?
AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.