Typical car insurance quotes
Citroen Grand insurance for a 40-year-old who works outdoors
Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen Grand C4 Picasso 1.8i 16v, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Citroen Grand driven by a 40-year-old who works outdoors is S$981.70 a year (GST included) at Great Eastern, Drive and Save Plus Comprehensive (Authorised Workshop); 5 insurers quote this driver online, up to S$1,444.79 at MS First Capital.
- 5 insurers quote this driver online; 9 do not.
- That is 10% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$889.42).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$981.70 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$987.25 | S$1,200.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,038.09 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,231.87 | S$500.00 |
| MS First CapitalComprehensive | S$1,444.79 | S$500.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,161.47 | +S$179.77 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$750.42 | −S$231.28 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,079.86 | +S$98.16 |
Why this driver pays this
- Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 10% more than what the same driver with an office job pays (S$889.42).
- The car matters too: insurers group models by value, repair costs and claims; the Citroen Grand has a 1,749cc engine.
- 9 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.
The Citroen Grand
- Priced as a Citroen Grand C4 Picasso 1.8i 16v (1,749cc), registered 3 years ago.
- With a 1,749cc engine, above 1,600cc, the Citroen Grand C4 Picasso 1.8i 16v needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$917.68 a year for a 1,749cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old who works outdoors, the Citroen Grand is the 488th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 120th cheapest, 9% more than the middle price of S$903.78.
- Citroen Grand review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$700.28 | India International |
| Toyota Corolla Altis | S$738.45 | AIG |
| Honda Freed | S$742.90 | India International |
| BMW X1 | S$797.41 | ECICS |
| Mazda 3 | S$810.49 | HL Assurance |
| Mercedes-Benz C-Class | S$822.60 | ECICS |
| Hyundai Kona | S$836.07 | India International |
| Toyota Harrier | S$861.03 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Citroen Grand for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Citroen Grand insurance for a 40-year-old who works outdoors?
From S$981.70 a year today at Great Eastern, up to S$1,444.79 at MS First Capital, across the 5 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen Grand C4 Picasso 1.8i 16v, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 10% more than the S$889.42 a 40-year-old with a 50% NCD and no claims pays for the same Citroen Grand.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.
Which insurers do not quote a 40-year-old who works outdoors for a Citroen Grand online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.