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Citroen DS5 insurance for a 40-year-old woman with a 50% NCD

Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen DS5 1.6, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Citroen DS5 driven by a 40-year-old woman with a 50% NCD is S$700.28 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,586.28 at QBE.

  • 14 insurers quote this driver online.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$700.28).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$700.28S$600.00
HL AssuranceCar Protect360 ComprehensiveS$811.40S$1,200.00
AllianzAllianz Motor Protect ComprehensiveS$834.89S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$913.31S$2,500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,019.83S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,036.56S$600.00
ECICSComprehensiveS$1,055.23S$750.00
UOIUniCar Comprehensive ValueS$1,088.79S$500.00
SinglifeMotor LiteS$1,097.14S$3,000.00
MS First CapitalComprehensiveS$1,107.35S$500.00
AIGAIG Car Insurance Collision OnlyS$1,147.03S$600.00
ERGOSMART ComprehensiveS$1,211.20S$500.00
LibertyComprehensive Preferred PlanS$1,499.13S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,586.28S$3,000.00

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Citroen DS5 and driver after one change, against S$700.28.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$778.09+S$77.81
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$545.34−S$154.94
Add an NCD protectorKeeps the 50% NCD after one claim.S$770.30+S$70.02

Why this driver pays this

  • Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$700.28).
  • The car matters too: insurers group models by value, repair costs and claims; the Citroen DS5 has a 1,560cc engine.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Citroen DS5

  • Priced as a Citroen DS5 1.6 (1,560cc), registered 3 years ago.
  • With a 1,560cc engine, the Citroen DS5 1.6 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$719.44 a year for a 1,560cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old woman with a 50% NCD, the Citroen DS5 is the 225th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 214th cheapest, 9% more than the middle price of S$642.42.
  • Citroen DS5 review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old woman with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Mercedes-Benz GLBS$600.03Allianz
Toyota SientaS$604.07India International
Toyota Corolla AltisS$642.42India International
Honda FreedS$642.42India International
Mazda 3S$693.67HL Assurance
Hyundai KonaS$721.59India International
BMW X1S$764.61HL Assurance
Mercedes-Benz C-ClassS$765.67Allianz

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Citroen DS5 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Citroen DS5 insurance for a 40-year-old woman with a 50% NCD?

From S$700.28 a year today at India International, up to S$1,586.28 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen DS5 1.6, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$700.28 a 40-year-old with a 50% NCD and no claims pays for the same Citroen DS5.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.