Typical car insurance quotes
Citroen DS3 THP insurance for a 40-year-old with a 50% NCD
Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen DS3 THP 1.6 (M) - COPE, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Citroen DS3 THP driven by a 40-year-old with a 50% NCD is S$772.58 a year (GST included) at ECICS, Comprehensive; 11 insurers quote this driver online, up to S$1,615.12 at QBE.
- 11 insurers quote this driver online; 3 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| ECICSComprehensive | S$772.58 | S$750.00 |
| HL AssuranceCar Protect360 Comprehensive | S$854.10 | S$1,200.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$915.06 | S$2,500.00 |
| AllianzAllianz Motor Protect Comprehensive | S$924.05 | S$2,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$954.93 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$959.78 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$1,121.45 | S$600.00 |
| MS First CapitalComprehensive | S$1,174.79 | S$500.00 |
| ERGOSMART Comprehensive | S$1,211.20 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,251.10 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,615.12 | S$3,000.00 |
No online price for this driver: India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,004.83 | +S$232.25 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$693.81 | −S$78.77 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$772.58 | the same |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Citroen DS3 THP has a 1,598cc engine.
- 3 insurers do not quote this driver online on this car: India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
The Citroen DS3 THP
- Priced as a Citroen DS3 THP 1.6 (M) - COPE (1,598cc), registered 3 years ago.
- With a 1,598cc engine, the Citroen DS3 THP 1.6 (M) - COPE needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old with a 50% NCD, the Citroen DS3 THP is the 328th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 261st cheapest, 17% more than the middle price of S$660.69.
- Citroen DS3 THP review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Honda Freed | S$642.42 | India International |
| Hyundai Kona | S$721.59 | India International |
| Mazda 3 | S$730.18 | HL Assurance |
| Mercedes-Benz C-Class | S$749.93 | Etiqa |
| Honda Vezel | S$774.41 | Allianz |
| BMW X1 | S$797.41 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Citroen DS3 THP for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Citroen DS3 THP insurance for a 40-year-old with a 50% NCD?
From S$772.58 a year today at ECICS, up to S$1,615.12 at QBE, across the 11 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Citroen DS3 THP 1.6 (M) - COPE, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
Which insurers do not quote a 40-year-old with a 50% NCD for a Citroen DS3 THP online?
India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.