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Chevrolet Spark insurance for a 35-year-old with a 50% NCD

Every insurer's price today for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Spark 0.8, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Chevrolet Spark driven by a 35-year-old with a 50% NCD is S$545.00 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 11 insurers quote this driver online, up to S$1,616.49 at QBE.

  • 11 insurers quote this driver online; 3 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$545.00).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$545.00S$600.00
MS First CapitalComprehensiveS$613.12S$500.00
HL AssuranceCar Protect360 ComprehensiveS$631.33S$1,200.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$742.81S$2,500.00
LibertyComprehensive Preferred PlanS$759.56S$600.00
ECICSComprehensiveS$810.92S$750.00
AllianzAllianz Motor Protect ComprehensiveS$827.84S$2,000.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,004.34S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,016.44S$600.00
SinglifeMotor LiteS$1,113.20S$3,000.00
QBEPrivate Motor Prestige ComprehensiveS$1,616.49S$3,000.00

No online price for this driver: AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Chevrolet Spark and driver after one change, against S$545.00.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$545.00the same
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$442.92−S$102.08
Add an NCD protectorKeeps the 50% NCD after one claim.S$545.00the same

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Chevrolet Spark has a 796cc engine.
  • 3 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Chevrolet Spark

  • Priced as a Chevrolet Spark 0.8 (796cc), registered 3 years ago.
  • With a 796cc engine, the Chevrolet Spark 0.8 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$351.12 a year for a 796cc engine, before any surcharge for a car over 10 years old.
  • For a 35-year-old with a 50% NCD, the Chevrolet Spark is the 3rd cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 3rd cheapest, 18% less than the middle price of S$666.79.
  • Chevrolet Spark review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Chevrolet Spark for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Chevrolet Spark insurance for a 35-year-old with a 50% NCD?

From S$545.00 a year today at India International, up to S$1,616.49 at QBE, across the 11 insurers that quote this driver online. That is for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Spark 0.8, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$545.00 a 40-year-old with a 50% NCD and no claims pays for the same Chevrolet Spark.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 35-year-old with a 50% NCD for a Chevrolet Spark online?

AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.