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Typical car insurance quotes

Chevrolet Malibu insurance for a driver with a Certificate of Merit

Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Chevrolet Malibu, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Chevrolet Malibu driven by a driver with a Certificate of Merit is S$764.82 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 12 insurers quote this driver online, up to S$1,730.16 at QBE.

  • 12 insurers quote this driver online; 2 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$764.82).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$764.82S$600.00
HL AssuranceCar Protect360 ComprehensiveS$804.64S$1,200.00
LibertyComprehensive Preferred PlanS$988.83S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$989.11S$2,500.00
ECICSComprehensiveS$1,000.84S$750.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,007.77S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,025.00S$2,000.00
UOIUniCar Comprehensive ValueS$1,143.52S$500.00
AIGAIG Car Insurance Collision OnlyS$1,195.28S$600.00
SinglifeMotor LiteS$1,220.19S$3,000.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,287.20S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,730.16S$3,000.00

No online price for this driver: ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Chevrolet Malibu and driver after one change, against S$764.82.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$849.81+S$84.99
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$596.08−S$168.74
Add an NCD protectorKeeps the 50% NCD after one claim.S$841.31+S$76.49

Why this driver pays this

  • The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers. On this car the lowest price is about the same as what the same driver without one pays (S$764.82).
  • The car matters too: insurers group models by value, repair costs and claims; the Chevrolet Malibu has a 2,400cc engine.
  • 2 insurers do not quote this driver online on this car: ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Chevrolet Malibu

  • Priced as a Chevrolet Malibu (2,400cc), registered 3 years ago.
  • With a 2,400cc engine, above 1,600cc, the Chevrolet Malibu needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,681.30 a year for a 2,400cc engine, before any surcharge for a car over 10 years old.
  • For a driver with a Certificate of Merit, the Chevrolet Malibu is the 321st cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 9th cheapest, 19% less than the middle price of S$939.08.
  • Chevrolet Malibu review: list price, COE, road tax and insurance.
Similar cars for a driver with a Certificate of Merit, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota VellfireS$764.62AIG
Toyota AlphardS$764.82India International
Honda OdysseyS$811.71India International
Toyota CamryS$828.77HL Assurance
Mitsubishi OutlanderS$861.03India International
Ford Focus STS$971.21HL Assurance
Audi RS 3 SedanS$1,287.20Great Eastern
Audi RS 3 SportbackS$1,287.20Great Eastern

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Chevrolet Malibu for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Chevrolet Malibu insurance for a driver with a Certificate of Merit?

From S$764.82 a year today at India International, up to S$1,730.16 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Chevrolet Malibu, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$764.82 a 40-year-old with a 50% NCD and no claims pays for the same Chevrolet Malibu.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a driver with a Certificate of Merit for a Chevrolet Malibu online?

ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.