Typical car insurance quotes
Chevrolet Cruze insurance for a 40-year-old who works outdoors
Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Cruze 1.4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Chevrolet Cruze driven by a 40-year-old who works outdoors is S$666.79 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$2,062.16 at QBE.
- 14 insurers quote this driver online.
- That is 14% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$586.41).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$666.79 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$715.86 | S$1,200.00 |
| ECICSComprehensive | S$780.64 | S$750.00 |
| AllianzAllianz Motor Protect Comprehensive | S$812.94 | S$2,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$914.76 | S$600.00 |
| MS First CapitalComprehensive | S$927.37 | S$500.00 |
| ERGOSMART Comprehensive | S$962.32 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,007.77 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,011.21 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$1,034.08 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$1,072.12 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,084.96 | S$2,500.00 |
| SinglifeMotor Lite | S$1,151.02 | S$3,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$740.87 | +S$74.08 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$517.60 | −S$149.19 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$733.46 | +S$66.67 |
Why this driver pays this
- Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 14% more than what the same driver with an office job pays (S$586.41).
- The car matters too: insurers group models by value, repair costs and claims; the Chevrolet Cruze has a 1,362cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Chevrolet Cruze
- Priced as a Chevrolet Cruze 1.4 (1,362cc), registered 3 years ago.
- With a 1,362cc engine, the Chevrolet Cruze 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$603.32 a year for a 1,362cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old who works outdoors, the Chevrolet Cruze is the 54th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 54th cheapest, 10% less than the middle price of S$738.45.
- Chevrolet Cruze review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz GLB | S$664.09 | Allianz |
| Toyota Sienta | S$700.28 | India International |
| Honda Freed | S$742.90 | India International |
| Honda HR-V | S$742.90 | India International |
| Honda Vezel | S$774.41 | Allianz |
| BMW X1 | S$797.41 | ECICS |
| Mazda 3 | S$810.49 | HL Assurance |
| Mercedes-Benz C-Class | S$822.60 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Chevrolet Cruze for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Chevrolet Cruze insurance for a 40-year-old who works outdoors?
From S$666.79 a year today at India International, up to S$2,062.16 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Cruze 1.4, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 14% more than the S$586.41 a 40-year-old with a 50% NCD and no claims pays for the same Chevrolet Cruze.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.