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Chery QQ insurance for a 28-year-old with a 10% NCD

Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Chery QQ, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Chery QQ driven by a 28-year-old with a 10% NCD is S$1,679.90 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 9 insurers quote this driver online, up to S$2,882.49 at QBE.

  • 9 insurers quote this driver online; 5 do not.
  • That is 3.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$545.00).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$1,679.90S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,760.35S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,834.02S$2,000.00
MS First CapitalComprehensiveS$1,977.69S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$2,209.10S$600.00
ECICSComprehensiveS$2,358.56S$750.00
HL AssuranceCar Protect360 ComprehensiveS$2,634.98S$1,200.00
SinglifeMotor LiteS$2,815.19S$3,000.00
QBEPrivate Motor Prestige ComprehensiveS$2,882.49S$3,000.00

No online price for this driver: AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Chery QQ and driver after one change, against S$1,679.90.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,866.55+S$186.65
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,272.50−S$407.40
Next year, with a 20% NCDAfter a year with no claim, at today's prices.S$1,215.31−S$464.59

Why this driver pays this

  • The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 3.1 times what a 40-year-old with a 50% NCD pays (S$545.00).
  • The car matters too: insurers group models by value, repair costs and claims; the Chery QQ has a 1,051cc engine.
  • 5 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Chery QQ

  • Priced as a Chery QQ (1,051cc), registered 3 years ago.
  • With a 1,051cc engine, the Chery QQ needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$420.92 a year for a 1,051cc engine, before any surcharge for a car over 10 years old.
  • For a 28-year-old with a 10% NCD, the Chery QQ is the 18th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 18th cheapest, 15% less than the middle price of S$1,968.95.
  • Chery QQ review: list price, COE, road tax and insurance.
Similar cars for a 28-year-old with a 10% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Nissan Kicks e-PowerS$1,706.54Allianz
Toyota C-HRS$1,764.12India International
Citroen C3S$1,964.88India International
Citroen C3 AircrossS$1,964.88India International
Mitsubishi AttrageS$2,024.87India International
Audi A1S$2,037.01MS First Capital
Audi Q2S$2,037.01MS First Capital
Chevrolet AveoS$2,058.98Great Eastern

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Chery QQ for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Chery QQ insurance for a 28-year-old with a 10% NCD?

From S$1,679.90 a year today at India International, up to S$2,882.49 at QBE, across the 9 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Chery QQ, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 3.1 times the S$545.00 a 40-year-old with a 50% NCD and no claims pays for the same Chery QQ.

What would lower the price?

Next year, with a 20% NCD: the lowest price becomes S$1,215.31, S$464.59 less than today's S$1,679.90. After a year with no claim, at today's prices.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 28-year-old with a 10% NCD for a Chery QQ online?

AIG (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.