BMW car insurance
BMW X7 insurance quotes by driver
What the BMW X7 costs to insure today for 31 typical drivers, on a 3-year-old BMW X7, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$972.06 a year.
- A 25-year-old new driver pays from S$4,363.39, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,637.16, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,867.98 | S$7,996.27 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,060.12 | S$7,832.64 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,363.39 | S$6,756.49 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,670.60 | S$6,222.09 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,921.69 | S$4,330.09 | 8 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,165.27 | S$5,178.25 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$2,533.77 | S$3,534.75 | 8 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AIG | S$1,510.26 | S$2,002.28 | 8 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AIG | S$1,234.09 | S$1,806.48 | 8 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AIG | S$1,587.14 | S$2,177.08 | 8 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,053.14 | S$1,535.76 | 8 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$972.06 | S$1,470.73 | 8 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$988.60 | S$1,384.64 | 8 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,637.16 | S$2,984.05 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Liberty | S$4,881.17 | S$11,914.09 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,018.62 | S$1,609.09 | 8 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIG | S$972.06 | S$1,470.73 | 8 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,512.72 | S$3,968.74 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIG | S$936.88 | S$1,452.02 | 8 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIG | S$936.88 | S$1,452.02 | 8 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIG | S$1,040.19 | S$1,574.71 | 8 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,161.24 | S$1,574.71 | 8 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,196.47 | S$1,658.70 | 8 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,062.48 | S$1,561.06 | 8 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,148.38 | S$1,784.59 | 7 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,934.11 | S$3,249.10 | 4 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,290.44 | S$1,703.33 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,290.44 | S$1,763.37 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,346.56 | S$1,839.39 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,346.56 | S$1,592.96 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,683.20 | S$1,683.20 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW X7 · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW X7 insurance in Singapore?
From S$972.06 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW X7, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW X7 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,363.39 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 8 for the settled driver.
How much more is BMW X7 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,637.16, 68% more than the S$972.06 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW X7?
Yes, today: S$2,512.72 a year at 40 against S$4,363.39 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW X7?
AIG is cheapest for 22 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.