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BMW X6 insurance quotes by driver

What the BMW X6 costs to insure today for 31 typical drivers, on a 3-year-old BMW X6 3.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$896.14 a year.
  • A 25-year-old new driver pays from S$4,250.76, 4.7 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,509.30, 68% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$5,716.54S$7,721.504
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIGS$4,707.59S$6,381.084
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$4,250.76S$6,584.176
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,575.85S$6,025.196
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,846.28S$4,075.878
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$3,083.58S$4,877.786
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$2,468.38S$3,176.028
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AIGS$1,391.23S$1,763.568
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AIGS$1,136.07S$1,711.038
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AIGS$1,462.25S$2,177.088
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AIGS$970.34S$1,535.768
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIGS$896.14S$1,383.718
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIGS$911.12S$1,343.448
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,509.30S$2,744.174
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$14,574.59S$14,574.591
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIGS$940.96S$1,483.138
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIGS$896.14S$1,383.718
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,447.87S$3,728.576
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIGS$863.79S$1,371.798
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIGS$863.79S$1,371.798
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIGS$958.70S$1,488.968
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,069.90S$1,480.048
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,101.87S$1,494.938
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$978.06S$1,450.938
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,056.37S$1,532.817
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,779.15S$3,089.714
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,186.32S$1,694.706
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,186.32S$1,724.724
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,237.92S$1,762.734
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,237.92S$1,538.642
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,547.40S$1,547.401

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW X6 · This table as CSV · Compare with your own details.

Questions people ask

How much is BMW X6 insurance in Singapore?

From S$896.14 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW X6 3.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BMW X6 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,250.76 a year today at Sompo, 4.7 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 8 for the settled driver.

How much more is BMW X6 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,509.30, 68% more than the S$896.14 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BMW X6?

Yes, today: S$2,447.87 a year at 40 against S$4,250.76 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BMW X6?

AIG is cheapest for 23 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.