Typical car insurance quotes
BMW X2 sDrive20i insurance for a 55-year-old with a 50% NCD
Every insurer's price today for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW X2 sDrive20i, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW X2 sDrive20i driven by a 55-year-old with a 50% NCD is S$990.06 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 14 insurers quote this driver online, up to S$3,747.56 at Etiqa.
- 14 insurers quote this driver online.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | S$990.06 | S$1,200.00 |
| AIGAIG Car Insurance Collision Only | S$1,003.66 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,037.02 | S$600.00 |
| ECICSComprehensive | S$1,038.15 | S$750.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,144.38 | S$600.00 |
| SinglifeMotor Lite | S$1,200.82 | S$3,000.00 |
| ERGOSMART Comprehensive | S$1,294.41 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,313.08 | S$600.00 |
| MS First CapitalComprehensive | S$1,322.22 | S$500.00 |
| UOIUniCar Comprehensive Value | S$1,393.89 | S$500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,551.94 | S$3,000.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,636.77 | S$2,000.00 |
| LibertyComprehensive Preferred Plan | S$2,110.74 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$3,747.56 | S$2,500.00 |
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,152.24 | +S$162.18 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$778.09 | −S$211.97 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,038.15 | +S$48.09 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the BMW X2 sDrive20i has a 1,998cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
The BMW X2 sDrive20i
- Priced as a BMW X2 sDrive20i (1,998cc), registered 3 years ago.
- With a 1,998cc engine, above 1,600cc, the BMW X2 sDrive20i needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
- For a 55-year-old with a 50% NCD, the BMW X2 sDrive20i is the 462nd cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 106th cheapest, 10% more than the middle price of S$899.52.
- BMW X2 sDrive20i review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mazda CX-5 | S$721.59 | India International |
| Mazda CX-30 | S$721.59 | India International |
| Toyota Harrier | S$742.90 | India International |
| Toyota Voxy | S$793.75 | India International |
| Mercedes-Benz E-Class | S$861.03 | India International |
| Mercedes-Benz GLC | S$1,002.21 | HL Assurance |
| Lexus RX | S$1,097.66 | HL Assurance |
| Lexus NX | S$1,109.23 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The BMW X2 sDrive20i for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW X2 sDrive20i insurance for a 55-year-old with a 50% NCD?
From S$990.06 a year today at HL Assurance, up to S$3,747.56 at Etiqa, across the 14 insurers that quote this driver online. That is for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW X2 sDrive20i, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.