BMW car insurance
BMW X2 sDrive16 insurance quotes by driver
What the BMW X2 sDrive16 costs to insure today for 31 typical drivers, on a 3-year-old BMW X2 sDrive16, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$797.41 a year.
- A 25-year-old new driver pays from S$3,576.56, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,468.56, 84% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,809.84 | S$6,178.38 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,147.66 | S$4,850.98 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,576.56 | S$4,738.89 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,008.69 | S$4,140.51 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,394.84 | S$2,782.59 | 12 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,594.49 | S$3,631.94 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,567.08 | S$2,284.50 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$977.95 | S$1,305.43 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$977.95 | S$1,255.84 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,136.39 | S$1,593.91 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,112.94 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,027.16 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$764.61 | S$1,027.16 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,468.56 | S$1,854.04 | 7 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$2,532.94 | S$3,022.89 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,055.13 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest ECICS | S$797.41 | S$1,028.73 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,059.61 | S$2,658.19 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,018.71 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$764.61 | S$1,018.71 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,058.22 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,094.99 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,113.53 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,109.91 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,151.32 | 11 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,647.08 | S$2,013.95 | 7 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$892.88 | S$1,176.61 | 10 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$892.88 | S$1,176.61 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,182.58 | S$1,488.32 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,215.35 | S$1,290.09 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,519.18 | S$1,519.18 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW X2 sDrive16 · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW X2 sDrive16 insurance in Singapore?
From S$797.41 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW X2 sDrive16, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW X2 sDrive16 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,576.56 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 12 for the settled driver.
How much more is BMW X2 sDrive16 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,468.56, 84% more than the S$797.41 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW X2 sDrive16?
Yes, today: S$2,059.61 a year at 40 against S$3,576.56 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW X2 sDrive16?
India International is cheapest for 11 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.