BMW car insurance
BMW X2 insurance quotes by driver
What the BMW X2 costs to insure today for 31 typical drivers, on a 3-year-old BMW X2 sDrive16i M Sport, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$797.41 a year.
- A 25-year-old new driver pays from S$3,576.56, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,468.56, 84% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,809.84 | S$6,178.38 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,147.66 | S$5,055.47 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,576.56 | S$4,963.49 | 8 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,008.69 | S$4,587.53 | 8 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,394.84 | S$3,056.47 | 12 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,594.49 | S$3,676.14 | 8 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,567.08 | S$2,433.42 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$979.42 | S$1,382.60 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$979.42 | S$1,308.83 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest ECICS | S$1,225.59 | S$1,687.19 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$875.41 | S$1,167.30 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,062.95 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,055.13 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,468.56 | S$1,904.60 | 8 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$2,532.94 | S$3,643.46 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,104.88 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest ECICS | S$797.41 | S$1,089.12 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,059.61 | S$2,720.90 | 8 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,055.13 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest ECICS | S$797.41 | S$1,055.13 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICS | S$797.41 | S$1,086.85 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$910.08 | S$1,130.87 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$910.08 | S$1,155.02 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$910.08 | S$1,179.47 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$953.42 | S$1,155.02 | 12 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,711.69 | S$2,076.82 | 8 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$996.76 | S$1,182.58 | 11 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,144.00 | S$1,182.58 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,144.00 | S$1,488.32 | 7 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,144.00 | S$1,252.72 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,144.00 | S$1,331.59 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW X2 · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW X2 insurance in Singapore?
From S$797.41 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW X2 sDrive16i M Sport, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW X2 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,576.56 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 12 for the settled driver.
How much more is BMW X2 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,468.56, 84% more than the S$797.41 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW X2?
Yes, today: S$2,059.61 a year at 40 against S$3,576.56 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW X2?
ECICS is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.