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BMW 740i insurance for a 60-year-old with a 50% NCD

Every insurer's price today for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW 740i, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW 740i driven by a 60-year-old with a 50% NCD is S$1,102.57 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 10 insurers quote this driver online, up to S$4,310.48 at Etiqa.

  • 10 insurers quote this driver online; 4 do not.
  • That is 11% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$997.57).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
HL AssuranceCar Protect360 ComprehensiveS$1,102.57S$1,200.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,159.93S$600.00
AIGAIG Car Insurance Collision OnlyS$1,253.79S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,390.86S$2,000.00
QBEPrivate Motor Prestige ComprehensiveS$1,414.60S$3,000.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,457.04S$600.00
MS First CapitalComprehensiveS$1,532.81S$500.00
ERGOSMART ComprehensiveS$1,616.20S$500.00
UOIUniCar Comprehensive ValueS$1,892.81S$500.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$4,310.48S$2,500.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same BMW 740i and driver after one change, against S$1,102.57.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,297.13+S$194.56
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$838.52−S$264.05
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,212.83+S$110.26

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the BMW 740i has a 2,979cc engine.
  • 4 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

The BMW 740i

  • Priced as a BMW 740i (2,979cc), registered 3 years ago.
  • With a 2,979cc engine, above 1,600cc, the BMW 740i needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$2,360.46 a year for a 2,979cc engine, before any surcharge for a car over 10 years old.
  • For a 60-year-old with a 50% NCD, the BMW 740i is the 505th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 51st cheapest, about the same as the middle price of S$1,101.87.
  • BMW 740i review: list price, COE, road tax and insurance.
Similar cars for a 60-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Audi Q7S$1,238.58India International
Audi S5S$1,238.58India International
Audi S5 SPRTbackS$1,238.58India International
Infiniti Q60S$1,272.02Great Eastern
Audi SQ5S$1,322.21MS First Capital
Audi S4 SaloonS$1,336.65HL Assurance
Jaguar F-PACE R-SPORTS$1,447.23Sompo
Infiniti InfinitiS$1,457.04Great Eastern

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The BMW 740i for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is BMW 740i insurance for a 60-year-old with a 50% NCD?

From S$1,102.57 a year today at HL Assurance, up to S$4,310.48 at Etiqa, across the 10 insurers that quote this driver online. That is for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW 740i, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 11% more than the S$997.57 a 40-year-old with a 50% NCD and no claims pays for the same BMW 740i.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 60-year-old with a 50% NCD for a BMW 740i online?

ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.