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BMW 730i M Sport insurance for a 40-year-old with a 50% NCD

Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BMW 730i M Sport, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW 730i M Sport driven by a 40-year-old with a 50% NCD is S$836.39 a year (GST included) at AIG, AIG Car Insurance Collision Only; 12 insurers quote this driver online, up to S$3,495.71 at Etiqa.

  • 12 insurers quote this driver online; 2 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AIGAIG Car Insurance Collision OnlyS$836.39S$600.00
ECICSComprehensiveS$1,030.90S$750.00
HL AssuranceCar Protect360 ComprehensiveS$1,050.13S$1,200.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,061.44S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,116.82S$2,000.00
India InternationalComprehensive (any workshop or authorised workshops)S$1,202.65S$600.00
MS First CapitalComprehensiveS$1,210.02S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,255.49S$600.00
UOIUniCar Comprehensive ValueS$1,348.40S$500.00
QBEPrivate Motor Prestige ComprehensiveS$1,990.06S$3,000.00
LibertyComprehensive Preferred PlanS$2,015.29S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$3,495.71S$2,500.00

No online price for this driver: ERGO (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same BMW 730i M Sport and driver after one change, against S$836.39.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,210.02+S$373.63
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$767.31−S$69.08
Add an NCD protectorKeeps the 50% NCD after one claim.S$913.34+S$76.95

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the BMW 730i M Sport has a 1,998cc engine.
  • 2 insurers do not quote this driver online on this car: ERGO (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.

The BMW 730i M Sport

  • Priced as a BMW 730i M Sport (1,998cc), registered 3 years ago.
  • With a 1,998cc engine, above 1,600cc, the BMW 730i M Sport needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old with a 50% NCD, the BMW 730i M Sport is the 399th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 68th cheapest, 3% less than the middle price of S$861.03.
  • BMW 730i M Sport review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Mazda CX-5S$721.59India International
Mazda CX-30S$721.59India International
Toyota HarrierS$742.90India International
Toyota VoxyS$763.41HL Assurance
Mercedes-Benz E-ClassS$861.03India International
Mercedes-Benz GLCS$925.60Etiqa
Lexus NXS$972.39Etiqa
Lexus RXS$972.39Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The BMW 730i M Sport for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is BMW 730i M Sport insurance for a 40-year-old with a 50% NCD?

From S$836.39 a year today at AIG, up to S$3,495.71 at Etiqa, across the 12 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BMW 730i M Sport, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.

Which insurers do not quote a 40-year-old with a 50% NCD for a BMW 730i M Sport online?

ERGO (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.