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BMW 5 Series Touring insurance quotes by driver

What the BMW 5 Series Touring costs to insure today for 31 typical drivers, on a 3-year-old BMW 5 Series Touring 520i M Sport, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$861.03 a year.
  • A 25-year-old new driver pays from S$3,963.63, 4.6 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,746.56, 2.0 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$5,330.39S$7,660.395
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,596.54S$5,868.405
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,963.63S$5,628.177
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,334.32S$5,027.567
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,654.02S$3,264.7610
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,875.29S$4,140.327
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,746.56S$2,654.4010
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,037.02S$1,557.2510
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,037.02S$1,474.3310
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,205.45S$1,837.6710
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,261.2910
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,188.8110
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,154.0710
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,746.56S$2,251.967
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICSS$3,146.22S$3,207.493
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICSS$990.47S$1,199.5510
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$906.36S$1,216.8310
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,282.51S$2,976.777
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,188.8110
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$861.03S$1,188.8110
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,209.9910
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,303.7510
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,331.3510
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,261.1210
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,319.6410
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,746.56S$2,474.787
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$947.14S$1,359.129
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$947.14S$1,406.786
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,282.65S$1,542.955
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,542.95S$1,586.653
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,928.68S$1,928.681

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 5 Series Touring · This table as CSV · Compare with your own details.

Questions people ask

How much is BMW 5 Series Touring insurance in Singapore?

From S$861.03 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 5 Series Touring 520i M Sport, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BMW 5 Series Touring insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,963.63 a year today at Sompo, 4.6 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 10 for the settled driver.

How much more is BMW 5 Series Touring insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,746.56, 2.0 times the S$861.03 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BMW 5 Series Touring?

Yes, today: S$2,282.51 a year at 40 against S$3,963.63 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BMW 5 Series Touring?

India International is cheapest for 19 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.