BMW car insurance
BMW 4 Series Coupe insurance quotes by driver
What the BMW 4 Series Coupe costs to insure today for 31 typical drivers, on a 3-year-old BMW 4 Series Coupe 420i M Sport, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$939.51 a year.
- A 25-year-old new driver pays from S$3,603.30, 3.8 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,949.56, 2.1 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,845.81 | S$8,030.25 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,178.68 | S$5,987.98 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,603.30 | S$5,743.30 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,031.20 | S$5,370.29 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,412.75 | S$3,538.29 | 8 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,613.90 | S$4,465.16 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,886.90 | S$2,774.36 | 8 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$1,179.31 | S$1,524.49 | 8 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,154.20 | S$1,399.63 | 8 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest ECICS | S$1,475.71 | S$1,850.19 | 8 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$988.97 | S$1,264.63 | 8 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$939.51 | S$1,164.43 | 8 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$892.54 | S$1,117.41 | 8 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,949.56 | S$2,158.93 | 5 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$3,049.89 | S$8,674.55 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,174.18 | 8 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$939.51 | S$1,164.43 | 8 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,075.01 | S$3,174.73 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$939.51 | S$1,143.22 | 8 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$892.54 | S$1,143.22 | 8 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,199.07 | 8 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,008.74 | S$1,271.26 | 8 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,038.41 | S$1,319.99 | 8 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$986.48 | S$1,242.33 | 8 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,148.01 | S$1,312.83 | 7 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$2,267.41 | S$2,377.05 | 5 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,159.93 | S$1,300.04 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,295.96 | S$1,403.08 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,351.82 | S$1,654.89 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,571.64 | S$1,654.89 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,964.53 | S$1,964.53 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 4 Series Coupe · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW 4 Series Coupe insurance in Singapore?
From S$939.51 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 4 Series Coupe 420i M Sport, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW 4 Series Coupe insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,603.30 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.
How much more is BMW 4 Series Coupe insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,949.56, 2.1 times the S$939.51 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW 4 Series Coupe?
Yes, today: S$2,075.01 a year at 40 against S$3,603.30 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW 4 Series Coupe?
HL Assurance is cheapest for 10 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.