BMW car insurance
BMW 4 Series Convertible insurance quotes by driver
What the BMW 4 Series Convertible costs to insure today for 31 typical drivers, on a 3-year-old BMW 4 Series Convertible 420i M Sport, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$960.15 a year.
- A 25-year-old new driver pays from S$4,143.78, 4.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,949.56, 2.0 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,572.66 | S$8,030.25 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,805.45 | S$5,987.98 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,143.78 | S$5,743.30 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,485.86 | S$5,370.29 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,774.65 | S$3,775.90 | 7 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,005.97 | S$4,465.16 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,886.90 | S$2,792.69 | 7 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$1,179.31 | S$1,637.13 | 7 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$1,179.31 | S$1,454.56 | 7 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest ECICS | S$1,475.71 | S$1,881.34 | 7 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$1,054.08 | S$1,280.20 | 7 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,177.05 | 7 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,174.74 | 7 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,949.56 | S$2,158.93 | 5 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$3,049.89 | S$8,674.55 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,220.65 | 7 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest ECICS | S$960.15 | S$1,254.91 | 7 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,386.26 | S$3,174.73 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,171.31 | 7 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest ECICS | S$960.15 | S$1,171.31 | 7 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICS | S$960.15 | S$1,226.82 | 7 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,095.83 | S$1,325.88 | 7 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,095.83 | S$1,351.84 | 7 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,095.83 | S$1,288.13 | 7 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,148.01 | S$1,333.92 | 7 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$2,267.41 | S$2,377.05 | 5 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICS | S$1,200.19 | S$1,333.92 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,295.96 | S$1,403.08 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,351.82 | S$1,654.89 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,571.64 | S$1,654.89 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,964.53 | S$1,964.53 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 4 Series Convertible · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW 4 Series Convertible insurance in Singapore?
From S$960.15 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 4 Series Convertible 420i M Sport, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW 4 Series Convertible insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,143.78 a year today at Sompo, 4.3 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 7 for the settled driver.
How much more is BMW 4 Series Convertible insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,949.56, 2.0 times the S$960.15 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW 4 Series Convertible?
Yes, today: S$2,386.26 a year at 40 against S$4,143.78 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW 4 Series Convertible?
ECICS is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.