BMW car insurance
BMW 220i insurance quotes by driver
What the BMW 220i costs to insure today for 31 typical drivers, on a 3-year-old BMW 220i, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 29 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$918.30 a year.
- A 25-year-old new driver pays from S$3,117.41, 3.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$2,030.62, 2.2 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,192.37 | S$6,533.95 | 2 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,615.19 | S$6,618.29 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,117.41 | S$6,347.85 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,622.45 | S$5,935.57 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,087.39 | S$3,751.02 | 10 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,261.42 | S$5,337.29 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,810.25 | S$2,707.25 | 10 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,156.80 | S$1,637.89 | 10 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,132.82 | S$1,521.44 | 10 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,296.70 | S$2,029.87 | 10 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$926.21 | S$1,407.87 | 10 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$918.30 | S$1,306.75 | 10 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$876.00 | S$1,316.25 | 10 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Great Eastern | S$2,030.62 | S$2,655.75 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$4,237.76 | S$5,357.14 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Sompo | S$918.30 | S$1,346.98 | 10 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$922.11 | S$1,306.75 | 10 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,795.21 | S$3,508.91 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Sompo | S$918.30 | S$1,269.32 | 10 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$876.01 | S$1,201.97 | 10 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Sompo | S$918.30 | S$1,319.42 | 10 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$990.06 | S$1,389.44 | 10 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,003.52 | S$1,437.23 | 10 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$968.21 | S$1,344.24 | 10 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,003.52 | S$1,487.98 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Great Eastern | S$2,205.75 | S$3,056.56 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,003.52 | S$1,606.25 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,295.96 | S$1,664.66 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,351.82 | S$2,092.13 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,737.07 | S$1,914.60 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$2,171.32 | S$2,171.32 | 1 |
Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 220i · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW 220i insurance in Singapore?
From S$918.30 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 220i, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW 220i insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,117.41 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 10 for the settled driver.
How much more is BMW 220i insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,030.62, 2.2 times the S$918.30 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW 220i?
Yes, today: S$1,795.21 a year at 40 against S$3,117.41 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW 220i?
Sompo is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.