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BMW 218i Gran Tourer insurance quotes by driver

What the BMW 218i Gran Tourer costs to insure today for 31 typical drivers, on a 3-year-old BMW 218i Gran Tourer, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$700.28 a year.
  • A 25-year-old new driver pays from S$3,117.41, 4.5 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,367.09, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,192.37S$6,421.435
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,615.19S$5,144.476
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,117.41S$4,668.918
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,622.45S$4,194.088
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,087.39S$2,773.2213
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,261.42S$3,730.258
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,367.09S$2,368.8413
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,344.0713
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,210.0013
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$980.39S$1,561.7313
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,088.2313
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$983.8613
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$933.1013
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,367.09S$1,918.118
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,607.53S$3,579.034
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,032.7213
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$737.13S$983.8613
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,795.21S$2,641.038
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$983.8613
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$700.28S$983.8613
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,075.0913
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,089.9213
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,122.4713
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,013.3613
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,113.9612
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,367.09S$2,190.788
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$770.30S$1,208.4011
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$770.30S$1,208.407
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,182.58S$1,456.226
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,260.96S$1,290.093
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,576.18S$1,576.181

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 218i Gran Tourer · This table as CSV · Compare with your own details.

Questions people ask

How much is BMW 218i Gran Tourer insurance in Singapore?

From S$700.28 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 218i Gran Tourer, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BMW 218i Gran Tourer insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,117.41 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.

How much more is BMW 218i Gran Tourer insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,367.09, 95% more than the S$700.28 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BMW 218i Gran Tourer?

Yes, today: S$1,795.21 a year at 40 against S$3,117.41 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BMW 218i Gran Tourer?

India International is cheapest for 21 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.