BMW car insurance
BMW 218i Coupe insurance quotes by driver
What the BMW 218i Coupe costs to insure today for 31 typical drivers, on a 3-year-old BMW 218i Coupe, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$700.28 a year.
- A 25-year-old new driver pays from S$3,117.41, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,367.09, 95% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,192.37 | S$6,220.30 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,615.19 | S$5,144.47 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,117.41 | S$4,668.91 | 8 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,622.45 | S$4,173.21 | 8 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,087.39 | S$2,773.22 | 13 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,261.42 | S$3,609.08 | 8 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,367.09 | S$2,368.84 | 13 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,344.07 | 13 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,217.28 | 13 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$980.39 | S$1,561.73 | 13 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,088.23 | 13 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,000.76 | 13 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$933.10 | 13 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,367.09 | S$1,958.73 | 8 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India International | S$2,607.53 | S$3,087.89 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,032.72 | 13 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$737.13 | S$1,000.76 | 13 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,795.21 | S$2,614.70 | 8 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$983.86 | 13 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$700.28 | S$983.86 | 13 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,075.09 | 13 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,089.92 | 13 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,122.47 | 13 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,068.49 | 13 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$700.28 | S$1,119.47 | 12 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,367.09 | S$2,112.64 | 8 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$770.30 | S$1,208.40 | 11 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$770.30 | S$1,208.40 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,182.58 | S$1,324.40 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,260.96 | S$1,338.97 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,387.84 | S$1,482.01 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 218i Coupe · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW 218i Coupe insurance in Singapore?
From S$700.28 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 218i Coupe, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW 218i Coupe insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,117.41 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.
How much more is BMW 218i Coupe insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,367.09, 95% more than the S$700.28 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW 218i Coupe?
Yes, today: S$1,795.21 a year at 40 against S$3,117.41 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW 218i Coupe?
India International is cheapest for 21 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.