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BMW 216i Gran Coupe Sport insurance quotes by driver

What the BMW 216i Gran Coupe Sport costs to insure today for 31 typical drivers, on a 3-year-old BMW 216i Gran Coupe Sport, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$773.90 a year.
  • A 25-year-old new driver pays from S$3,429.15, 4.4 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,529.14, 98% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,611.60S$6,433.305
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,976.70S$5,172.336
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,429.15S$4,674.818
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,884.70S$4,199.618
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Great EasternS$2,285.28S$2,718.8313
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,487.57S$3,632.308
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,647.08S$2,320.5013
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$977.95S$1,344.0713
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$950.74S$1,210.0013
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,136.39S$1,514.3313
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,081.6513
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$773.90S$983.8613
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$735.21S$937.0713
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,529.14S$1,900.728
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICSS$2,666.28S$3,730.664
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICSS$839.38S$1,010.1413
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$773.90S$1,044.7013
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,974.72S$2,570.518
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL AssuranceS$773.90S$983.8613
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$735.21S$983.8613
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$798.34S$1,021.3113
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,086.0713
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,120.1213
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,026.2113
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$811.71S$1,098.4012
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,647.08S$2,169.988
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$892.88S$1,212.7411
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$892.88S$1,212.747
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,125.38S$1,458.496
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,265.49S$1,290.093
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,581.86S$1,581.861

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 216i Gran Coupe Sport · This table as CSV · Compare with your own details.

Questions people ask

How much is BMW 216i Gran Coupe Sport insurance in Singapore?

From S$773.90 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 216i Gran Coupe Sport, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BMW 216i Gran Coupe Sport insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,429.15 a year today at Sompo, 4.4 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.

How much more is BMW 216i Gran Coupe Sport insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,529.14, 98% more than the S$773.90 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BMW 216i Gran Coupe Sport?

Yes, today: S$1,974.72 a year at 40 against S$3,429.15 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BMW 216i Gran Coupe Sport?

India International is cheapest for 11 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.