Pet insurance
Does pet insurance cover pregnancy or breeding?
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/covers/does-pet-insurance-cover-pregnancy-or-breeding
Pet insurance promotions today: MSIG, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Usually not. 4 of the 6 insurers we compare exclude pregnancy, breeding or pets used for breeding; 2 do not say so in the terms we hold. Complications from a pregnancy are usually left out too. If you plan to breed your pet, ask the insurer before you buy, and read the exclusions in the policy wording.
The figures
- Insurers compared: 6, with 22 plans between them.
- Insurers that exclude it on every plan: 4.
- Insurers whose documents do not say: 2.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| EtiqaNofrom S$310.67 | No | Tiq Pet Insurance Pawsome4 of its 4 plansExcluded: Working pets (guide, hunting or attack dogs), racing pets and pets used for breeding are not coveredExcluded: Conditions related to breeding or pregnancy | S$310.67Buy Now |
| LibertyNofrom S$392.40 | No | PetCare Adogable Plan5 of its 5 plansExcluded: Breeding, pregnancy, whelping or queening; behavioural problems; endoparasites or ectoparasites, hip dysplasia, rabies; elective and cosmetic procedures; house calls and out-of-hours treatmentExcluded: Pet must be 8 weeks to below 9 years at the start of the first policy, microchipped, licensed and vaccinated; not a working pet, racing dog or breeding animal; renewable until age 13 | S$392.40Buy Now |
| MSIGNofrom S$399.58 | No | PawEasy PawPat3 of its 3 plansExcluded: Working pets (breeding, racing, law enforcement, guarding, guide or other commercial use) are not coveredExcluded: Pregnancy, birth or breeding and any complications | S$399.58Buy Now |
| IncomeNofrom S$506.78 | No | Furry3 of its 3 plansExcluded: Breeding, racing and commercial use; pets other than dogs and cats | S$506.78Buy Now |
| India InternationalNot statedfrom S$343.35 | Not stated | i-Fur Kidz Pally4 of its 4 plansThe plan's documents do not mention it. | S$343.35Buy Now |
| ChubbNot statedfrom S$349.33 | Not stated | DBS Pawsome Protect Premier (underwritten by Chubb)3 of its 3 plansThe plan's documents do not mention it. | S$349.33Buy Now |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare pet insuranceBuy Now addresses
Each listed insurer's best-value plan for dog, microchipped, lowest premium first.
- Liberty, PetCare Adogable Plan: https://onelink.libertyinsurance.com.sg/petcare?producerCode=B9163
- MSIG, PawEasy PawRun: https://shentonbrokers.com/go/msig/pet
- Etiqa, Tiq Pet Insurance Pawfect: https://www.tiq.com.sg/buy-online/pet-insurance/quotation/?referral=A501895
Questions people ask
Does pet insurance cover pregnancy or breeding?
Usually not. 4 of the 6 insurers we compare exclude pregnancy, breeding or pets used for breeding; 2 do not say so in the terms we hold. Complications from a pregnancy are usually left out too. If you plan to breed your pet, ask the insurer before you buy, and read the exclusions in the policy wording.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 22 plans from 6 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
Prices depend on your answers: get a quote to see every insurer's price for you.