Pet insurance
How Liberty prices pet insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 9 Oct 2026, the day we last checked them against Liberty's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 1, live since 9 Oct 2026.
Plans and how each is priced
PetCare Adogable Plan
| Pet | Figure |
|---|---|
| Cat | S$313.92 |
| Dog | S$392.40 |
Excess S$50.00
PetCare Ameowing Plan
| Pet | Figure |
|---|---|
| Cat | S$403.74 |
| Dog | S$504.67 |
Excess S$50.00
PetCare Furtastic Plan
| Pet | Figure |
|---|---|
| Cat | S$672.31 |
| Dog | S$840.39 |
Excess S$50.00
PetCare Ultipaw Plan
| Pet | Figure |
|---|---|
| Cat | S$813.58 |
| Dog | S$1,016.97 |
Excess S$50.00
PetCare Pawsh Plan
| Pet | Figure |
|---|---|
| Cat | S$1,177.20 |
| Dog | S$1,471.50 |
Excess S$50.00
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Adogable, dogPetCare Adogable Plan |
|
| S$392.40 |
| Furtastic, dogPetCare Furtastic Plan |
|
| S$840.39 |
| Ameowing, catPetCare Ameowing Plan |
|
| S$403.74 |
| Pawsh, catPetCare Pawsh Plan |
|
| S$1,177.20 |
| UltiPaw, catPetCare Ultipaw Plan |
|
| S$813.58 |
Where the figures come from
- Liberty PetCare product page (plan table, eligibility, exclusions, downloads, Buy now) read 5 Oct 2026
- PetCare brochure (Brochure_PetCare_Aug2026) read 5 Oct 2026
- PetCare policy wording, applicable to policies effected on/after 13 August 2026 (PetCare – AUG 2026) read 5 Oct 2026
- Proposal Form - PetCare (JAN 2025) read 5 Oct 2026
- Liberty PetCare buy-online portal (onelink.libertyinsurance.com.sg/petcare, the product page's "Buy now" link): plan selector showing each plan's price via displayPlanPrice() read 9 Oct 2026
Plus 1 file of saved quotes, data and screenshots from Liberty's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes and matched to worked examples in the insurer's brochure.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.