Pet insurance
Chubb vs Liberty pet insurance
As of 28 Oct 2026 (Singapore time)
Of the 2 examples both price, Chubb was cheaper on 2, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Liberty |
|---|---|---|
| Dog, microchipped | S$203.36DBS Pawsome Protect Classic (underwritten by Chubb)as at 15 Oct 2026 | S$392.40PetCare Adogable Planas at 9 Oct 2026 |
| Cat, microchipped | S$155.84DBS Pawsome Protect Classic (underwritten by Chubb)as at 15 Oct 2026 | S$313.92PetCare Adogable Planas at 9 Oct 2026 |
| Dog, not yet microchipped | No online price | S$392.40PetCare Adogable Planas at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Liberty |
|---|---|---|
| Vet fees (per year) | S$4,000 a policy year in all (all benefits except liability), up to S$1,000 per accidental injury or sickness; consultation and examination fees not covered | Surgical illness S$2,500, non-surgical illness S$700, accidental injury S$700 (per incident and annual maximum) |
| Your co-payment | 40% co-insurance, then a S$100 deductible per claim | Surgical illness 20% co-insurance (pet enrolled before age 5) or 30% (enrolled before age 9); non-surgical illness 50%; accidental injury S$50 deductible |
| Third-party liability | S$100,000 per policy year (S$500 deductible per claim) | S$100,000 (S$500 deductible per incident) |
| Excess | S$100.00 | S$50.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Liberty cheaper for pet insurance?
Of the 2 examples both price, Chubb was cheaper on 2, Liberty on 0. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Liberty's?
On each one's cheapest plan for dog, microchipped (Chubb DBS Pawsome Protect Classic (underwritten by Chubb), Liberty PetCare Adogable Plan): Vet fees (per year): Chubb S$4,000 a policy year in all (all benefits except liability), up to S$1,000 per accidental injury or sickness; consultation and examination fees not covered, Liberty Surgical illness S$2,500, non-surgical illness S$700, accidental injury S$700 (per incident and annual maximum); Your co-payment: Chubb 40% co-insurance, then a S$100 deductible per claim, Liberty Surgical illness 20% co-insurance (pet enrolled before age 5) or 30% (enrolled before age 9); non-surgical illness 50%; accidental injury S$50 deductible; Third-party liability: Chubb S$100,000 per policy year (S$500 deductible per claim), Liberty S$100,000 (S$500 deductible per incident); Excess: Chubb S$100.00, Liberty S$50.00.
What discounts are Chubb and Liberty running?
Chubb: none to show. Liberty: none to show.