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Pet insurance

How Etiqa prices pet insurance

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 15 Oct 2026, the day we last checked them against Etiqa's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.

Plans and how each is priced

Tiq Pet Insurance Pawsome

Promotion

Offered when Microchipped is Yes; Pet's age up to 9 years

Base premium
PetFigure
CatS$237.52
DogS$285.02

Excess S$200.00

20% off the list price, ended 19 Oct 2026.

Tiq Pet Insurance Pawmazing

Promotion

Offered when Microchipped is Yes; Pet's age up to 9 years

Base premium
PetFigure
CatS$380.02
DogS$456.03

Excess S$200.00

20% off the list price, ended 19 Oct 2026.

Tiq Pet Insurance Pawtastic

Promotion

Offered when Microchipped is Yes; Pet's age up to 9 years

Base premium
PetFigure
CatS$446.94
DogS$536.33

Excess S$200.00

20% off the list price, ended 19 Oct 2026.

Tiq Pet Insurance Pawfect

Promotion

Offered when Microchipped is Yes; Pet's age up to 9 years

Base premium
PetFigure
CatS$522.92
DogS$627.51

Excess S$200.00

20% off the list price, ended 19 Oct 2026.

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Tiq Pet Insurance Pawsome, mixed-breed dog aged 3Tiq Pet Insurance Pawsome
  • Pet: Dog
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$285.02 (Pet Dog)
  2. + 9% GST = S$310.67
S$310.67
Tiq Pet Insurance Pawsome, cat aged 3Tiq Pet Insurance Pawsome
  • Pet: Cat
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$237.52 (Pet Cat)
  2. + 9% GST = S$258.90
S$258.90
Tiq Pet Insurance Pawmazing, mixed-breed dog aged 3Tiq Pet Insurance Pawmazing
  • Pet: Dog
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$456.03 (Pet Dog)
  2. + 9% GST = S$497.07
S$497.07
Tiq Pet Insurance Pawmazing, cat aged 3Tiq Pet Insurance Pawmazing
  • Pet: Cat
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$380.02 (Pet Cat)
  2. + 9% GST = S$414.22
S$414.22
Tiq Pet Insurance Pawtastic, mixed-breed dog aged 3Tiq Pet Insurance Pawtastic
  • Pet: Dog
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$536.33 (Pet Dog)
  2. + 9% GST = S$584.60
S$584.60
Tiq Pet Insurance Pawtastic, cat aged 3Tiq Pet Insurance Pawtastic
  • Pet: Cat
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$446.94 (Pet Cat)
  2. + 9% GST = S$487.16
S$487.16
Show the other 2 examples
ExampleAnswersWorkingPremium
Tiq Pet Insurance Pawfect, mixed-breed dog aged 3Tiq Pet Insurance Pawfect
  • Pet: Dog
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$627.51 (Pet Dog)
  2. + 9% GST = S$683.99
S$683.99
Tiq Pet Insurance Pawfect, cat aged 3Tiq Pet Insurance Pawfect
  • Pet: Cat
  • Pet's age: 3 years
  • Microchipped: Yes
  1. Base S$522.92 (Pet Cat)
  2. + 9% GST = S$569.98
S$569.98

Where the figures come from

Plus 2 files of saved quotes, data and screenshots from Etiqa's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

Compare pet quotesEtiqa pet insurance prices todayBuy on Etiqa's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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