Pet insurance
Etiqa vs MSIG pet insurance
As of 28 Oct 2026 (Singapore time)
Of the 2 examples both price, Etiqa was cheaper on 1, MSIG on 1. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | MSIG |
|---|---|---|
| Dog, microchipped | S$310.67Tiq Pet Insurance Pawsomeas at 15 Oct 2026 | S$399.58PawEasy PawPatas at 11 Oct 2026 |
| Cat, microchipped | S$258.90Tiq Pet Insurance Pawsomeas at 15 Oct 2026 | S$159.99PawEasy PawPatas at 11 Oct 2026 |
| Dog, not yet microchipped | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | MSIG |
|---|---|---|
| Vet fees (per year) | Surgical illness S$2,000, non-surgical illness S$500, accidental injury S$500; lifetime limit S$10,000 per pet | Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100 |
| Your co-payment | 20% co-insurance if enrolled before age 4, 30% if enrolled before age 9; plus a S$200 deductible per illness claim or S$50 per accident claim | S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment |
| Third-party liability | Not covered | S$100,000 only as an optional add-on |
| Excess | S$200.00 | S$200.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or MSIG cheaper for pet insurance?
Of the 2 examples both price, Etiqa was cheaper on 1, MSIG on 1. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with MSIG's?
On each one's cheapest plan for dog, microchipped (Etiqa Tiq Pet Insurance Pawsome, MSIG PawEasy PawPat): Vet fees (per year): Etiqa Surgical illness S$2,000, non-surgical illness S$500, accidental injury S$500; lifetime limit S$10,000 per pet, MSIG Hospitalisation and surgery S$5,000 a year, plus pre-surgery consultation and tests S$200 (30 days before) and post-surgery treatment S$200 (60 days after); complementary therapy S$200; mobility aid S$100; Your co-payment: Etiqa 20% co-insurance if enrolled before age 4, 30% if enrolled before age 9; plus a S$200 deductible per illness claim or S$50 per accident claim, MSIG S$200 deductible per surgery, then 20% co-payment (pet enrolled before 5 years old) or 40% (enrolled at 5 to 9); an optional add-on removes the deductible and halves the co-payment; Third-party liability: Etiqa Not covered, MSIG S$100,000 only as an optional add-on; Excess: Etiqa S$200.00, MSIG S$200.00.
What discounts are Etiqa and MSIG running?
Etiqa: none to show. MSIG: 25% off.