Shenton Brokers
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Pet insurance

Etiqa vs Income pet insurance

As of 28 Oct 2026 (Singapore time)

Of the 2 examples both price, Etiqa was cheaper on 2, Income on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEtiqaIncome
Dog, microchippedS$310.67Tiq Pet Insurance Pawsomeas at 15 Oct 2026S$506.78Furryas at 16 Oct 2026
Cat, microchippedS$258.90Tiq Pet Insurance Pawsomeas at 15 Oct 2026S$331.01Furryas at 16 Oct 2026
Dog, not yet microchippedNo online priceS$506.78Furryas at 16 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for dog, microchipped: Etiqa Tiq Pet Insurance Pawsome, Income Furry.
CoverEtiqaIncome
Vet fees (per year)Surgical illness S$2,000, non-surgical illness S$500, accidental injury S$500; lifetime limit S$10,000 per petS$6,000 clinical and surgical a year (room and board S$800 per incident; S$8,500 annual cap in all)
Your co-payment20% co-insurance if enrolled before age 4, 30% if enrolled before age 9; plus a S$200 deductible per illness claim or S$50 per accident claim20% co-insurance per incident when enrolled before age 4 (30% before 7, 40% before 9), plus a S$250 deductible
Third-party liabilityNot coveredS$250,000
ExcessS$200.00S$250.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Etiqa or Income cheaper for pet insurance?

Of the 2 examples both price, Etiqa was cheaper on 2, Income on 0. Your own answers can change the order, so get your own quote.

How does Etiqa's cover compare with Income's?

On each one's cheapest plan for dog, microchipped (Etiqa Tiq Pet Insurance Pawsome, Income Furry): Vet fees (per year): Etiqa Surgical illness S$2,000, non-surgical illness S$500, accidental injury S$500; lifetime limit S$10,000 per pet, Income S$6,000 clinical and surgical a year (room and board S$800 per incident; S$8,500 annual cap in all); Your co-payment: Etiqa 20% co-insurance if enrolled before age 4, 30% if enrolled before age 9; plus a S$200 deductible per illness claim or S$50 per accident claim, Income 20% co-insurance per incident when enrolled before age 4 (30% before 7, 40% before 9), plus a S$250 deductible; Third-party liability: Etiqa Not covered, Income S$250,000; Excess: Etiqa S$200.00, Income S$250.00.

What discounts are Etiqa and Income running?

Etiqa: none to show. Income: none to show.