Pet insurance
How much is pet insurance in Singapore?
The lowest and typical yearly price today for a dog and a cat, GST included. Each insurer has its own age limits, and some rate by breed when you buy.
Compare every insurer we price for a dog on one page: https://shentonbrokers.com/prices/pet/dog-mixed-3-years
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/how-much-is-pet-insurance
Pet insurance promotions today: MSIG, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the lowest price for pet insurance in Singapore runs from S$159.99 a year (Cat, MSIG) to S$310.67 (Dog), GST included.
By pet
Microchipped or not
| Pet | Lowest | Typical | Insurers |
|---|---|---|---|
| Dog, microchipped | S$310.67Buy NowEtiqa | S$370.87 | 6 |
| Dog, not yet microchipped | S$392.40Buy NowLiberty | S$449.59 | 2 |
| Cat, microchipped | S$159.99Buy NowMSIG | S$289.65 | 5 |
| Cat, not yet microchipped | S$313.92Buy NowLiberty | S$322.47 | 2 |
Compare pet insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for dog, microchipped, lowest premium first.
- Liberty, PetCare Adogable Plan: https://onelink.libertyinsurance.com.sg/petcare?producerCode=B9163
- MSIG, PawEasy PawRun: https://shentonbrokers.com/go/msig/pet
- Etiqa, Tiq Pet Insurance Pawfect: https://www.tiq.com.sg/buy-online/pet-insurance/quotation/?referral=A501895
Questions people ask
How much is pet insurance for a dog or a cat?
A pet within the insurers' age limits, microchipped, no known conditions. Dog: from S$310.67 a year (Etiqa); Cat: from S$159.99 a year (MSIG). Today's prices, GST included.
Does a pet need a microchip for pet insurance?
A pet within the insurers' age limits, no known conditions. Fewer insurers price a pet not yet microchipped online. Dog, microchipped: from S$310.67 a year (Etiqa); Dog, not yet microchipped: from S$392.40 a year (Liberty); Cat, microchipped: from S$159.99 a year (MSIG); Cat, not yet microchipped: from S$313.92 a year (Liberty). Today's prices, GST included.
Why does the same pet cost so much more at one insurer than another?
Plans differ in vet fees a year, co-payment and third-party liability. Set the plan's cover beside its price, on the page for vet fees and co-payment.