Pet insurance
Best pet insurance in Singapore (October 2026)
As of 28 Oct 2026 (Singapore time)
We priced every plan from 6 insurers on 3 common examples and scored each one on price, cover and excess. Commission never affects the order.
Top picks this month
| Insurer | Plan | Value score | From |
|---|---|---|---|
| 1. ChubbDBS Pawsome Protect Classic (underwritten by Chubb) | DBS Pawsome Protect Classic (underwritten by Chubb) | 67 | S$155.84 (as at 15 Oct 2026) |
| 2. IncomeFurrific | Furrific | 64 | S$540.65 (as at 16 Oct 2026) |
| 3. MSIGPawEasy PawPlay | PawEasy PawPlay | 63 | S$263.72 (as at 11 Oct 2026) |
| 4. LibertyPetCare Adogable Plan | PetCare Adogable Plan | 61 | S$313.92 (as at 9 Oct 2026) |
| 5. EtiqaTiq Pet Insurance Pawsome | Tiq Pet Insurance Pawsome | 58 | S$258.90 (as at 15 Oct 2026) |
The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.
Dog, microchipped
6 insurers price this. The cheapest plan is Chubb DBS Pawsome Protect Classic (underwritten by Chubb) at S$203.36 (as at 15 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| ChubbDBS Pawsome Protect Classic (underwritten by Chubb) | DBS Pawsome Protect Classic (underwritten by Chubb) | 67 | S$203.36as at 15 Oct 2026 | S$100.00 |
| IncomeFurrific | Furrific | 60 | S$827.75as at 16 Oct 2026 | S$250.00 |
| LibertyPetCare Adogable Plan | PetCare Adogable Plan | 59 | S$392.40as at 9 Oct 2026 | S$50.00 |
| EtiqaTiq Pet Insurance Pawsome | Tiq Pet Insurance Pawsome | 58 | S$310.67as at 15 Oct 2026 | S$200.00 |
| MSIGPawEasy PawRun | PawEasy PawRun | 58 | S$439.10as at 11 Oct 2026 | S$200.00 |
Cat, microchipped
5 insurers price this. The cheapest plan is Chubb DBS Pawsome Protect Classic (underwritten by Chubb) at S$155.84 (as at 15 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| MSIGPawEasy PawPlay | PawEasy PawPlay | 68 | S$263.72as at 11 Oct 2026 | S$200.00 |
| ChubbDBS Pawsome Protect Classic (underwritten by Chubb) | DBS Pawsome Protect Classic (underwritten by Chubb) | 67 | S$155.84as at 15 Oct 2026 | S$100.00 |
| IncomeFurrific | Furrific | 66 | S$540.65as at 16 Oct 2026 | S$250.00 |
| LibertyPetCare Adogable Plan | PetCare Adogable Plan | 59 | S$313.92as at 9 Oct 2026 | S$50.00 |
| EtiqaTiq Pet Insurance Pawsome | Tiq Pet Insurance Pawsome | 57 | S$258.90as at 15 Oct 2026 | S$200.00 |
Dog, not yet microchipped
2 insurers price this. The cheapest plan is Liberty PetCare Adogable Plan at S$392.40 (as at 9 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| LibertyPetCare Adogable Plan | PetCare Adogable Plan | 65 | S$392.40as at 9 Oct 2026 | S$50.00 |
| IncomeFurrific | Furrific | 65 | S$827.75as at 16 Oct 2026 | S$250.00 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
See every insurer's price for your own answers, with the value score on each plan.
Get your own quoteQuestions people ask
What is the best pet insurance in Singapore in October 2026?
On our value score, Chubb (DBS Pawsome Protect Classic (underwritten by Chubb)) ranks first this month, then Income and MSIG. The ranking covers 3 common examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.
What is the cheapest pet insurance?
For dog, microchipped, the cheapest plan today is Chubb DBS Pawsome Protect Classic (underwritten by Chubb) at S$203.36 (as at 15 Oct 2026), GST included. The cheapest plan is not always the best value: compare its cover and excess too.
How is the value score worked out?
The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.
Do insurers pay to be ranked higher?
No. Insurers cannot pay for a place on this page. We are paid commission when you buy, but it never affects the order.
How often is this ranking updated?
The prices are worked out again from each insurer's current rates every day, and the page is retitled each month. A new rate table or discount changes the ranking at once.