Pet insurance
Is there an age limit for pet insurance in Singapore?
Yes. Each insurer sets the oldest age a pet can start cover. Here is each insurer's limit from its online table, and today's lowest and typical price for a pet aged 3, GST included.
Compare every insurer we price for a dog on one page: https://shentonbrokers.com/prices/pet/dog-mixed-3-years
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/pet-insurance-age-limits
Pet insurance promotions today: MSIG, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Yes. 5 of the 6 pet insurers we compare cap the age at the start of cover in their online tables, from 6 years (India International) to 9 (Income and MSIG). On 12 Nov 2026, a dog within the limits costs from S$310.67 a year (Etiqa), GST included.
A pet within the limits
| Pet | Lowest | Typical | Insurers |
|---|---|---|---|
| Dog, microchipped | S$310.67Buy NowEtiqa | S$370.87 | 6 |
| Cat, microchipped | S$159.99Buy NowMSIG | S$289.65 | 5 |
The oldest age to start cover, by insurer
From each insurer's online table. A pet already insured may renew past it: the policy wording says until when.
- Chubb: up to 8 years old at the start of cover.
- Etiqa: up to 8 years old at the start of cover.
- Income: up to 9 years old at the start of cover.
- India International: up to 6 years old at the start of cover.
- Liberty: no age limit in the online table we hold; check the policy wording.
- MSIG: up to 9 years old at the start of cover.
Compare pet insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for dog, microchipped, lowest premium first.
- Liberty, PetCare Adogable Plan: https://onelink.libertyinsurance.com.sg/petcare?producerCode=B9163
- MSIG, PawEasy PawRun: https://shentonbrokers.com/go/msig/pet
- Etiqa, Tiq Pet Insurance Pawfect: https://www.tiq.com.sg/buy-online/pet-insurance/quotation/?referral=A501895
Questions people ask
What is the oldest age each insurer takes a new pet?
In their online tables: Chubb 8; Etiqa 8; Income 9; India International 6; MSIG 9.
How much is pet insurance for a pet within the age limits?
A pet aged 3, microchipped, no known conditions. Dog, microchipped: from S$310.67 a year (Etiqa); Cat, microchipped: from S$159.99 a year (MSIG). Today's prices, GST included.
Does an older pet pay more?
Our prices are for a pet aged 3. Some insurers rate by age when you buy, and some set a higher co-payment for a pet that starts cover older: read the plan's co-payment line before you buy.