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Foreign worker medical insurance

Income vs QBE foreign worker medical insurance

Income and QBE side by side for the same headcounts, with workers aged 50 or below and aged 51 or over, from their published rates.

By , Writer · Prices as of 12 Nov 2026, GST included.

Which is cheaper

Of the 14 headcounts and ages on our pages, Income's cheapest plan was cheaper on 14 and QBE's on 0. Comparing only plans where you pay no share of claims, Income was cheaper on 8 and QBE on 6.

Price for each headcount

Each insurer's cheapest plan, and its cheapest with no share of claims, a year for all the workers, GST included.
WorkersIncomeQBEIncome, no shareQBE, no share
1 worker, aged 50 or belowS$173.31WorkMedic Plan 1S$201.11FWMI Platinum, 25% co-insuranceS$248.52WorkMedic Plan 2S$223.45FWMI Platinum
1 worker, aged 51 or overS$173.31WorkMedic Plan 1S$241.33FWMI Platinum, 25% co-insuranceS$248.52WorkMedic Plan 2S$268.14FWMI Platinum
3 workers, aged 50 or belowS$519.93WorkMedic Plan 1S$603.33FWMI Platinum, 25% co-insuranceS$745.56WorkMedic Plan 2S$670.35FWMI Platinum
3 workers, aged 51 or overS$519.93WorkMedic Plan 1S$723.99FWMI Platinum, 25% co-insuranceS$745.56WorkMedic Plan 2S$804.42FWMI Platinum
5 workers, aged 50 or belowS$866.55WorkMedic Plan 1S$1,005.55FWMI Platinum, 25% co-insuranceS$1,242.60WorkMedic Plan 2S$1,117.25FWMI Platinum
5 workers, aged 51 or overS$866.55WorkMedic Plan 1S$1,206.65FWMI Platinum, 25% co-insuranceS$1,242.60WorkMedic Plan 2S$1,340.70FWMI Platinum
10 workers, aged 50 or belowS$1,733.10WorkMedic Plan 1S$2,011.10FWMI Platinum, 25% co-insuranceS$2,485.20WorkMedic Plan 2S$2,234.50FWMI Platinum
10 workers, aged 51 or overS$1,733.10WorkMedic Plan 1S$2,413.30FWMI Platinum, 25% co-insuranceS$2,485.20WorkMedic Plan 2S$2,681.40FWMI Platinum
20 workers, aged 50 or belowS$3,335.40WorkMedic Plan 1S$4,022.20FWMI Platinum, 25% co-insuranceS$4,883.20WorkMedic Plan 2S$4,469.00FWMI Platinum
20 workers, aged 51 or overS$3,335.40WorkMedic Plan 1S$4,826.60FWMI Platinum, 25% co-insuranceS$4,883.20WorkMedic Plan 2S$5,362.80FWMI Platinum
50 workers, aged 50 or belowS$8,120.50WorkMedic Plan 1S$10,055.50FWMI Platinum, 25% co-insuranceS$11,554.00WorkMedic Plan 2S$11,172.50FWMI Platinum
50 workers, aged 51 or overS$8,120.50WorkMedic Plan 1S$12,066.50FWMI Platinum, 25% co-insuranceS$11,554.00WorkMedic Plan 2S$13,407.00FWMI Platinum
100 workers, aged 50 or belowS$15,587.00WorkMedic Plan 1S$20,111.00FWMI Platinum, 25% co-insuranceS$20,383.00WorkMedic Plan 2S$22,345.00FWMI Platinum
100 workers, aged 51 or overS$15,587.00WorkMedic Plan 1S$24,133.00FWMI Platinum, 25% co-insuranceS$20,383.00WorkMedic Plan 2S$26,814.00FWMI Platinum

Both insurers' plans for 5 workers, aged 50 or below

Every plan for 5 workers, aged 50 or below: a year, GST included, cheapest first.
InsurerA yearValue scoreMedical cover per workerYour share above S$15,000Per worker
IncomeWorkMedic Plan 1Buy NowS$866.5557S$60,000 a year25%S$173.31
QBEFWMI Platinum, 25% co-insuranceS$1,005.5532S$45,000 a disability25%S$201.11 aged 50 and below; S$241.33 aged 51 and over
QBEFWMI Diamond, 25% co-insuranceS$1,030.0535S$60,000 a disability25%S$206.01 aged 50 and below; S$247.21 aged 51 and over
QBEFWMI Jubilee, 25% co-insuranceS$1,079.1040S$85,000 a disability25%S$215.82 aged 50 and below; S$258.98 aged 51 and over
QBEFWMI PlatinumS$1,117.2548S$60,000 a disabilityNoneS$223.45 aged 50 and below; S$268.14 aged 51 and over
QBEFWMI DiamondS$1,144.5052S$75,000 a disabilityNoneS$228.90 aged 50 and below; S$274.68 aged 51 and over
QBEFWMI JubileeS$1,199.0056S$100,000 a disabilityNoneS$239.80 aged 50 and below; S$287.76 aged 51 and over
IncomeWorkMedic Plan 2Buy NowS$1,242.6032S$60,000 a yearNoneS$248.52

Questions people ask

Is Income or QBE cheaper for foreign worker medical insurance?

Of the 14 headcounts and ages on our pages, Income's cheapest plan was cheaper on 14 and QBE's on 0. Comparing only plans where you pay no share of claims, Income was cheaper on 8 and QBE on 6.

How does their cover compare?

Income's two WorkMedic plans cover S$60,000 a year; Plan 1 asks a 25% share of claims above the first S$15,000. QBE's 3 plans cover S$60,000 to S$100,000 a disability, each with or without a 25% share. Income charges every age the same; QBE charges workers aged 51 and over more.

How do I buy it?

You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.